Module 3 - EI and WCB

Question 1

The 1913 report that outlined a trade-off in which workers gave up their to sue in exchange for benefits provided through an employer funded system

Answer 1

Meredith Report

Question 2

A term meaning “something for something” that descries the underlying foundation of the WC legislation

Answer 2

Quid Pro Quo

Question 3

The unemployment rate that factors into the calculation of EI benefits (the divisor in the calculation)

Answer 3

Regional Rate of Unemployment

Question 4

A rating system that considers an employer’s past experience relative to its rate group, leading to discounts or surcharges on future rates.

Answer 4

Prospective Experience Rating

Question 5

A rating system that provisionally assesses an employer based on expected experience and provides rebates or surcharges at the end of the year.

Answer 5

Retrospective experience rating

Question 6

When a work-related injury has resulted in temporary work restrictions that prevent the employee from resuming preaccident employment or other suitable employment

Answer 6

Total Temporary Disability

Question 7

When an employee has compensable temporary work restrictions, but is physically and medically capable of returning to a modified version of the pre-accident job or another suitable job

Answer 7

Partial Temporary Disability

Question 8

A non-compensable condition that exist at the same time as the compensable disability

Answer 8

Concurrent condition

Question 9

An award that recognizes future loss of earnings as a result of a permanent disability

Answer 9

Economic loss award

Question 10

An award that recognizes the loss of enjoying of life resulting from permanent impairment

Answer 10

Noneconomic loss award

Question 11

Are EI benefits Taxable?

Answer 11

Yes

Question 12

Are WCB benefits taxable?

Answer 12

No - Except QB where up to 50% can pay alimony