NABARD

Question 1

genesis

Answer 1

institutional credit for rural economy

credit to bank and other financial institutions to on lend to people in rural areas

Question 2

committee by RBI

Answer 2

1979
B. Sivaraman

CRAFICARD
Committee to review the arrangements for institutional credit for ARD
NABARD 1981 act
existence in 1982
refinance function- taken from agricultural refinance and development corporation (ARDC)
Agriculture credit- function of RBI replaced agriculture credit department

Question 3

RIDF

Answer 3

rural infrastructure development fund 
the difference between the PSL funds is deposited here
RIDF can invest further
lends to state governments 
state owned corporation 
self help groups panchayati raj groups 
state government supported organisations

Question 4

AIF

Answer 4

alternating investment fund

got money like NABARD, high wealth individual too

Question 5

agriculture credit function of rbi

Answer 5

replaced agriculture credit department (ACD)

and rural planning credit (RPCC)

Question 6

refinance function

Answer 6

taken from ARDC

agriculture rural development corporation

Question 7

roles of NABARD
financial
direct finance
RIDF

Answer 7

rural infrastructure development fund
created in 1995-96
shortfall in PSL is deposited in RIDF
NABARD lends RIDF funds to- 
state government 
state owned corporation 
state government supported organisations 
SHGS
PRIs (panchayati raj institutions)

Question 8

roles of NABARD
financial
direct finance
AIF

Answer 8

SEBI registered

to finance sunrise sectors through stock market

Question 9

roles of NABARD
financial
direct finance
LTIF

Answer 9

2016-17
to fast track major irrigation projects
long term infrastructure fund

Question 10

roles of NABARD
financial
direct finance
micro irrigation fund

Answer 10

NABARD provides fund

Question 11

roles of NABARD
financial
direct finance
others

Answer 11

loans to warehouses, cold storage, cold chain
New
supporting producer organisations

Question 12

roles of NABARD
financial
direct finance

Answer 12

..

Question 13

roles of NABARD
financial
indirect finance
short term finance

Answer 13

12 to 18 months
provided to state cooperative banks
and
RRBs
in the form if short term credit limits

Question 14

roles of NABARD
financial
indirect finance
long term finance

Answer 14

SCB’s, RRB’s commercial banks, DCCB’s , SFB’s,
NBFC’s, DFC’s
primary urban cooperative banks
SCARDB etc.,
state cooperative ARDB

Question 15

structure of cooperatives

Answer 15

SCB
DCCB
RRB
voluntary inspection of SCARDB

Question 16

supervision and regulation

Answer 16

regulated by RBI and Registrar of co operative societies (RCS)
after 1965

Question 17

NABARD

supervision through inspections

Answer 17

state co operative banks
district central co operative banks
RRBs
SCARDBs

Question 18

PACS, SCARDB, PCARDB

Answer 18

outside the purview of banking regulation act 1949
not regulated by RBI
regulated by respective state

Question 19

supervision and regulation

urban

Answer 19

by registrar of co operative societies (RCS)
state or central
and
RBI

Question 20

RCS

Answer 20

incorporation 
registration 
management 
amalgamation 
reconstruction

Question 21

RBI

Answer 21

urban banks
loan policy 
interest rates
investments 
exposure norms