Optima Cards

Question 1

Provision coverage ratio

Answer 1

Question 2

Who appoints RBI givernor

Answer 2

Central gov as per rbi act
End mein appointsments committee headed by PM naam finalize karti hai

Question 3

Agar 3 lagataar quarter mein inflstion target meet nahi hua to…

Answer 3

Rbi ko ek report deni padegi Central hov ko

Question 4

Crr mein interest

Answer 4

No

Question 5

Liquidity coverage rstio

Answer 5

Question 6

Netsyable funds rate

Answer 6

Question 7

Psl guidelines kispe lagu nahi hai

Answer 7

Question 8

PCa framework kispe lagu hota hai

Answer 8

Question 9

LTRO ka interest rate zyada hita hai ya kam short term repo loans se?

Answer 9

Zyada

Question 10

Ideal provision coverage ratio

Answer 10

70

Question 11

Kaise calc karte hain PCR

Answer 11

Question 12

Kya nbfc payment and settlement ka part hote hain?

Answer 12

No

Question 13

Nbfc vs bank

Answer 13

Question 14

Rrb shareholding pattern

Answer 14

Central: 50
Sponsor bank School and 35.
State government: 15

Question 15

Who regulates RRB

Answer 15

Reserve bank of india

Question 16

What are domestic systemically important banks?

Answer 16

Bannks whose, assets exceed 2% of GDP

Question 17

Is Fiat currency backed?

Answer 17

Nope

Question 18

Cpi vs Wpi

Answer 18

Question 19

Wpi weights

Answer 19

Manufacturing: 64.2
Fuel and power: 13.2
Primary articles like serials pulses, paddy, wheat, potato, onion, oil seeds, crude petroleum: 22.6

Number of items in WPIR697

Question 20

P

Question 21

Cpi weights

Answer 21

Food and beverage: serials, pulses, milk, edible oils, meat, vegetables, fruits, sugar, etc:::::::::::: 45.86
On tobacco: 2.38,
Fuel and light: seven
Miscellaneous: 28%.
Miscellaneous is Amusement, personal care, transport, and communication, education, medical, household requisites

Question 22

Mule hunter

Answer 22

I

Question 23

Mule accounts

Answer 23

Question 24

Basel 3 norMs

Answer 24

Question 25

Crowding out vs crowding in

Answer 25

Question 26

CAR ka meaning asaan shabdo mein

Answer 26

Question 27

AT 1 aur CET 1 ka difference

Answer 27

Question 28

Bank run

Answer 28

Bahut sare depositors ek sath paise nikal lein

Question 29

Plastic mixed handmade paper kisne bana diya

Answer 29

Question 30

Bhinn bhinn prakar ke startup

Answer 30

Question 31

NPA ka chart

Answer 31

Question 32

Substandard assets, doubtful assets, loss assets

Answer 32

Question 33

IRDAI bima sugam

Answer 33

Question 35

Under expected credit laws, what do banks have to estimate?

Answer 35

They have to estimate expected, lifetime losses on all of their loans, regardless of whether those loans are currently in default

Question 36

Bima vahak

Answer 36

Question 36

DFI? Do they accept deposots from people? Categories? Types of finances

Answer 36

Question 37

Are green bonds issued through reserve Bank of India?

Answer 37

Yes

Question 38

Is the money collected by a small savings scheme used to fund the fiscal deficit?

Answer 38

Yes

Question 39

Different types of small saving scheme

Answer 39

Question 40

Net interest margin formula

Answer 40

Question 41

Global gender gap report

Answer 41

World economic forum

Question 42

Unsecured loan

Answer 42

Question 43

Tell about national financial reporting authority

Answer 43

I

Question 44

Inflation kisse nikalte hain

Answer 44

Cpi combined

Question 45

Wpi mein servicess……

Answer 45

Nahi include hog

Question 46

Shrinkflatio

Answer 46

Question 47

Rights issue, offer for sale, folllow on publuc offer

Answer 47