Personal Automobile Policies Flashcards

(12 cards)

1
Q

What does PAP stand for?

A

Personal Automobile Policies

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2
Q

What is included in PAP: Part A?

A

Liability

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3
Q

What is the meaning of a Single Limit in PAP?

A

One $ cap

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4
Q

What are the components of a Split Limit in PAP?

A

$250,000/$750,000/$100,000

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5
Q

In a Split Limit, what does $250,000 represent?

A

MAX bodily injury

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6
Q

In a Split Limit, what does $750,000 represent?

A

MAX all bodily injuries

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7
Q

In a Split Limit, what does $100,000 represent?

A

MAX property damage

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8
Q

What does PAP: Part D cover?

A

Damage to Your Auto

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9
Q

What is defined as Collision in PAP: Part D?

A

Damage to vehicle caused by an accident

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10
Q

What is defined as Comprehensive in PAP: Part D?

A

All other physical damage to the auto

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11
Q

True or False: Hitting a deer is classified as a Collision claim.

A

False

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12
Q

If a driver hits a deer, what type of claim is it?

A

COMPREHENSIVE claim

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