Personal Automobile Policies Flashcards
(12 cards)
What does PAP stand for?
Personal Automobile Policies
What is included in PAP: Part A?
Liability
What is the meaning of a Single Limit in PAP?
One $ cap
What are the components of a Split Limit in PAP?
$250,000/$750,000/$100,000
In a Split Limit, what does $250,000 represent?
MAX bodily injury
In a Split Limit, what does $750,000 represent?
MAX all bodily injuries
In a Split Limit, what does $100,000 represent?
MAX property damage
What does PAP: Part D cover?
Damage to Your Auto
What is defined as Collision in PAP: Part D?
Damage to vehicle caused by an accident
What is defined as Comprehensive in PAP: Part D?
All other physical damage to the auto
True or False: Hitting a deer is classified as a Collision claim.
False
If a driver hits a deer, what type of claim is it?
COMPREHENSIVE claim