Pradhan Mantri Awas Yojana - Urban Flashcards
PMAY - U (7 cards)
the Ministry of Housing and Urban Affairs (MoHUA) extended the deadline for completing houses sanctioned under the Pradhan Mantri Awas Yojana-Urban (PMAY-U) to __________.
31 December 2025
The original deadline to complete houses sanctioned by March 31, 2022, has now been extended to December 31, 2025, giving beneficiaries more time to complete their homes and avail housing benefits.
PMAY-U was launched by the (MoHUA), GoI in ______, as part of the national mission “Housing for All”
June 2015
- Ministry of Housing and Urban Affairs
The _______ serves as the nodal ministry overseeing PMAY-U. It is responsible for policy formulation, providing central assistance, and monitoring the scheme’s progress.
MoHUA
- Ministry of Housing and Urban Affairs
The PMAY-U 2.0, launched in _______, is a continuation of the flagship scheme, which aims to provide financial support for affordable pucca houses to urban families from Economically Weaker Sections (EWS), Low-Income Groups (LIG), and Middle-Income Groups (MIG) who do not own a house anywhere in India.
2024
It will support the completion of houses that have already been approved under the verticals of _____, ______, ______ and _______.
Note: Since inception, more than 92.61 lakh houses have been constructed under PMAY, significantly improving housing conditions for economically disadvantaged groups across India.
Beneficiary-Led Construction (BLC),
Affordable Housing in Partnership (AHP),
Credit Linked Subsidy Scheme (CLSS)
In-situ Slum Redevelopment (ISSR)
Eligibility Criteria for PMAY-U. To qualify under PMAY-U, applicants must belong to:
- Economically Weaker Section (EWS) – annual income up to Rs ______
- Low-Income Group (LIG) – Rs 3 lakh to Rs 6 lakh
- Middle-Income Group-I (MIG-I) – Rs 6 lakh to Rs 9 lakh
- Slum dwellers – Residents of informal urban settlements
3 lakh
Exclusions for PMAY-Gramin (PMAY-G):
i. Families owning pucca houses, vehicles, mechanized farming equipment, or assets like refrigerators or landholdings greater than or equal to ______ acres.
ii. Households with government employees or tax-paying members.
iii. Under PMAY-Gramin, priority is given to rural families identified in the Socio-Economic and Caste Census (SECC) who do not own a house or live in kutcha houses (non-permanent with limited rooms).
2.5