Property Finance And Funding Level 1 Flashcards
(91 cards)
How do you source, collate and present information to secure the financing of the purchase of property?
How do you structure an investment in terms of senior debt to be acceptable to lenders?
Within a financing documentation, what is an inter-creditor agreement used for?
Describe various ways of financing a property investment.
How do you assess the true cost of finance?
Does the property market impact on financing or is it the other way around?
Describe the methods and tools to secure financing in a property investment.
Describe the financing conditions in the UK and explain the reasons behind their evolution during the past three years.
What are current LTV ratios / interest coverage ratios / debt service coverage ratios / spread?
How can you hedge against interest rate risk and currency risk?
Explain recent trends in the property financing market.
What information does your client need to provide to secure a property loan?
What are the main terms of a loan agreement in your experience?
Talk me through the types of senior debt providers, and their expectations in terms of pricing and security.
What is the impact of gearing on equity returns?
How do you demonstrate this gearing numerically?
How can mezzanine and equity finance be priced?
Talk me through how the financing process works.
How do you use financial information such as audited report and accounts?
What financial information relevant to property finance and funding do you look for in an audited report?
What are the main risks a bank wants protection from when granting a property loan?
Why is commercial property financed?
How can this be used to increase investment returns?
Explain what you understand by debt and equity finance.
