Protection SIUL [SS07 L4 of 7]

Question 1

The performance of the Indexed Accounts are linked to:

• SP500 and Dow Jones
• Dow Jones and FTSE
• Hang Seng and Russell 2000
• SP500 and Hang Seng
• SP500 only

Question 2

The High Capped Indexed Account has a Guaranteed Multiplier of:

• 30%
• 35%
• 38%
• 55%
• 65%

Question 3

TRUE/FALSE

Vitality can be added to PISUL for $2 per month.

Question 4

Withdrawals on PSIUL are available:

• Available after policy year 1
• Have a $500 minimum request amount
• A partial surrender will never apply
• Any time after the policy is inforce

Question 5

TRUE/FALSE

Automated transfers are available at time of issue and post issue on PSIUL.

Question 6

The available Death Benefit Options are:

• Option 1, Level
• Option 2, Increasing
• Option 1 to 2 switch
• Option 2 to 1 switch

Question 7

TRUE/FALSE

The Quit Smoking Incentive (QSI) is available to insured with substandard ratings.

Question 8

The minimum face amount for PSIUL is:

• $100,000
• $200,000
• $250,000
• $300,000

Question 9

The Quit Smoking Incentive (QSI) is available to ages:

• 18-65
• 18-70
• 20-70
• 20-75

Question 10

Protection SIUL offers:

• Cash value growth potential
• Savings and rewards for healthy living with Vitality
• Potential upside of index performance
• Downside protection with a 2% floor

Question 11

What happens to coverage after age 121 (select all that apply)

• Policy and rider charges cease
• Premiums are permitted to accumulate on the policy value
• Interest continues to accumulate on the policy value
• Loan repayments continue to be accepted on existing loans

Question 12

TRUE/FALSE

The Segment Cap Rate and Participation Rate can be changed during a segment term.

Question 13

The amount of premium required to issue the policy and keep it in force for the first policy month is:

• Minimum first premium
• Required premium
• Minimum initial premium
• Target premium

Question 14

TRUE/FALSE

The PSIUL is available to issue ages 20-85.