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Riders Flashcards

(8 cards)

1
Q

Allows the policyowner to waive premium payments during a disability and keeps the policy in force

A

Waiver of premium Rider

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2
Q

Ensures that premiums will be waived if the individual paying the premiums on a juvenile life policy becomes disabled or dies

A

Payor rider payor clause

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3
Q

Allows an insurer to receive a portion of the death benefit prior to death if the insured has a terminal illness and expected to die within 1 to 2 years

A

Accelerated benefit Rider

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4
Q

Pays an additional sum to the beneficiary if the insurer dies due to an accident

A

Accidental death benefit Rider multiple and indemnity

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5
Q

Permit the policy owner to buy additional permanent life insurance coverage at specific point of time in the future without submitting proof of INSURABILITY

A

Guaranteed insurability rider future increase option

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6
Q

Allows the policy face amount to be adjusted to account for inflation based on the Consumer Price Index

A

Cost of living Rider

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7
Q

Pays the total amount of premiums paid into the policy in addition to the face value as long as the insurer dies within a certain time period starting in the policy

A

The return of Premium Rider

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8
Q

Provide for the payment of additional income when the insured is eligible for social insurance benefits for those benefits have not yet begun

A

The Social Security Rider

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