SAFE Acronym List

Question 1

AARMR

Answer 1

American Association of Residential Mortgage Regulators

Question 2

ABA/AfBA

Answer 2

Affiliated Business Arrangement Disclosure

Question 3

AIR

Answer 3

AIR Appraisal Independence Requirement

Question 4

ALIENS

Answer 4

Address, Loan amount, Income, Estimated value, Name, SSN

Question 5

AML

Answer 5

Anti-Money Laundering

Question 6

APOR

Answer 6

Average Prime Offer Rate

Question 7

APR

Answer 7

Annual Percentage Rate

Question 8

ATR

Answer 8

Ability to Repay

Question 9

AUS

Answer 9

Automated Underwriting System

Question 10

BPO

Answer 10

Broker’s Price Opinion

Question 11

BSA

Answer 11

Bank Secrecy Act

Question 12

CCPA

Answer 12

Consumer Credit Protection Act

Question 13

CD

Answer 13

Closing Disclosure

Question 14

CDO’s

Answer 14

Collateralized Debt Obligations

Question 15

CE

Answer 15

Continuing Education

Question 16

CFPB

Answer 16

Consumer Financial Protection Bureau

Question 17

CHARM

Answer 17

Consumer Handbook on Adjustable Rate Mortgages

Question 18

CLTV/TLTV

Answer 18

Combined Loan to Value OR Total Loan to Value

Question 19

CMIR

Answer 19

Currency or Monetary Instruments Report

Question 20

CMO

Answer 20

Collateralized Mortgage Obligations

Question 21

CO

Answer 21

Certificate of Occupancy

Question 22

C/O

Answer 22

Cash Out

Question 23

COE

Answer 23

Certificate of Eligibility

Question 24

COFI

Answer 24

Cost of Funds Index

Question 25

CRA

Answer 25

Credit Reporting Agency

Question 26

CRV

Answer 26

Certificate of Reasonable Value

Question 27

CSBS

Answer 27

Conference of State Bank Supervisors

Question 28

CTR

Answer 28

Currency Transaction Report

Question 29

DO

Answer 29

Desktop Originator

Question 30

DTI

Answer 30

Debt to Income

Question 31

HLTK

Answer 31

Home Loan Toolkit

Question 32

HMDA

Answer 32

Home Mortgage Disclosure Act

Question 33

HOEPA

Answer 33

Home Ownership Equity Protection Act

Question 34

HOI

Answer 34

Homeowner’s Insurance

Question 35

HPA

Answer 35

Homeowners Protection Act

Question 36

HPML

Answer 36

Higher-Priced Mortgage Loan

Question 37

HUD

Answer 37

Housing and Urban Development

Question 38

I/O

Answer 38

Interest Only

Question 39

KBYO

Answer 39

Know Before You Owe

Question 40

L/AR

Answer 40

Loan/Application Register

Question 41

LPA

Answer 41

Loan Product Advisor

Question 42

LE

Answer 42

Loan Estimate

Question 43

LES

Answer 43

Leave and Earnings Statement

Question 44

LIBOR

Answer 44

London Interbank Offered Rate

Question 45

LO

Answer 45

Loan Originator

Question 46

LTV

Answer 46

Loan to Value

Question 47

MAP

Answer 47

Mortgage Acts and Practices

Question 48

MBS

Answer 48

Mortgage Backed Securities

Question 49

MCR

Answer 49

Mortgage Call Report

Question 50

MDIA

Answer 50

Mortgage Disclosure Improvement Act

Question 51

MIP

Answer 51

Mortgage Insurance Premium

Question 52

MLO

Answer 52

Mortgage Loan Originators

Question 53

MSDS

Answer 53

Mortgage Servicing Disclosure Statement

Question 54

MU

Answer 54

Mortgage Uniform (Form)

Question 55

NFIP

Answer 55

National Flood Insurance Program

Question 56

NMLS

Answer 56

Nationwide Multistate Licensing System (and Registry)

Question 57

NTS

Answer 57

Notice of Transfer Statement

Question 58

PE

Answer 58

Pre-Licensing Education

Question 59

PL

Answer 59

Principal Limit

Question 60

PMI

Answer 60

Private Mortgage Insurance

Question 61

PITI

Answer 61

Principal, Interest, Taxes and Insurance

Question 62

QM

Answer 62

Qualified Mortgage

Question 63

RESPA

Answer 63

Real Estate Settlement Procedures Act

Question 64

R/T

Answer 64

Rate and Term

Question 65

SAFE

Answer 65

Secure and Fair Enforcement

Question 66

SAR

Answer 66

Suspicious Activity Report

Question 67

SEC

Answer 67

Securities and Exchange Commission

Question 68

SFHA

Answer 68

Special Flood Hazard Area

Question 69

SFHGLP

Answer 69

Single Family Housing Guaranteed Loan Program

Question 70

SRR

Answer 70

State Regulatory Registry

Question 71

T-Bill

Answer 71

(United States) Treasury Bill

Question 72

TCPA

Answer 72

Telephone Consumer Protection Act

Question 73

TIL

Answer 73

Truth in Lending

Question 74

TILA

Answer 74

Truth in Lending Act

Question 75

TIP

Answer 75

Total Interest Percentage

Question 76

TOTAL

Answer 76

Technology Open To Approved Lenders

Question 77

TRID

Answer 77

TILA-RESPA Integrated Disclosure

Question 78

UDAAP

Answer 78

Unfair Deceptive or Abusive Acts or Practices

Question 79

URLA

Answer 79

Uniform Residential Loan Application

Question 80

USA PATRIOT

Answer 80

Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism

Question 81

USC

Answer 81

Uniform State Content

Question 82

USDA

Answer 82

United States Department of Agriculture

Question 83

USPAP

Answer 83

Uniform Standards of Professional Appraisals Practices

Question 84

UST

Answer 84

Uniform State Test

Question 85

VA

Answer 85

Veteran’s Administration/Affairs

Question 86

VOE

Answer 86

Verification of Employment