Selected Homeowner Endorsements

Question 1

An endorsement that extends Section I & Section II coverages to the home day care business

Answer 1

Home Day Care Endorsement

Question 2

True or False

The Home Day Care Endorsement covers injury to an employee arising out of the business

Answer 2

False

Question 3

An endorsement that adds liability coverage for personal injury

Answer 3

Personal injury endorsement

Question 4

An endorsement that provides for business property & liability coverages for home businesses

Answer 4

Home business endorsement

Question 5

Which of the following does the Home Business Endorsement NOT provide coverage for:

Premises operations
Advertising injury
Professional services
Personal injury

Answer 5

Professional services

Question 6

An endorsement that amends the liability exclusion to state that Coverages E & F do NOT apply to watercraft liability in certain situations

Answer 6

Watercraft Liability Endorsement

Question 7

An endorsement that covers the insured’s liability exposure in the event that a third party claims illness from exposure to mold

Answer 7

Limited Fungi endorsement

Question 8

An endorsement that extends liability coverage for the insured’s involvement in a business that the insured does not own

Answer 8

Business Pursuits Endorsement