Sistema Bancário Flashcards by Isabella Santarlacci

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O que é sistema bancário?

Conjunto de instituições que recebem depósitos e fazem empréstimos

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O que é multiplicador bancário?

Efeito dos depósitos gerando mais dinheiro na economia

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O que é depósito compulsório?

Parte dos depósitos que os bancos são obrigados a guardar no BC
Exemplo: se vc depositar R$ 1.000 em uma conta corrente, o banco deve reservar R$ 210 no BC e utilizar R$ 790 restante para empréstimos

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Funções do BANCO CENTRAL?

•Controlar a moeda e crédito
•Garantir estabilidade

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Fórmula do multiplicador bancário com compulsório de 20%?

1
___ = 5
(1-0,8)

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Sistema Bancário Flashcards

(5 cards)