Study 11 – Manitoba and Saskatchewan

Question 1

The compulsory Physical Damage coverage provided by Manitoba is:

a. specified perils
b. comprehensive
c. collision and upset
d. all perils

Answer 1

d. all perils

Question 2

The government automobile insurance plan in Manitoba is called

a. Auto Fund
b. Autopac
c. Autoplan
d. Personal Injury Protection Plan

Answer 2

b. Autopac

Question 3

The compulsory Property Damage coverage provided in Saskatchewan is

a. all perils
b. comprehensive including collision and upset
c. collision and upset
d. specified perils

Answer 3

b. comprehensive including collision and upset

Question 4

In which of the following provinces does the PIPP operate?

a. British Columbia and Manitoba
b. British Columbia and Quebec
c. Manitoba and Quebec
d. Manitoba and Saskatchewan

Answer 4

d. Manitoba and Saskatchewan

Question 5

What is being used as the proof of insurance in Manitoba?

a. driver’s licence
b. vehicle licence plate
c. motor vehicle registration card
d. regulations made under the Manitoba Insurance Act

Answer 5

c. motor vehicle registration card

Question 6

In which of the following provinces is Own Damage coverage mandatory?

a. British Columbia and Quebec
b. Manitoba and Quebec
c. Manitoba and Saskatchewan
d. Ontario and Saskatchewan

Answer 6

c. Manitoba and Saskatchewan

Question 7

A & B are involved in an accident in Saskatchewan, with basic coverage and $700 deductible for collision. Both A & B also have extended coverage, with collision deductible of $100. If A was found 100% at fault, how much would A and B recover in total, if A’s damage to the car is $2,000 and B’s car is $3,000:

a. A recovers $2,000 and B recovers $3,000
b. A recovers $1,300 and B recovers $2,300
c. A recovers $1,900 and B recovers $3,000
d. A recovers $1,900 and B recovers $2,900

Answer 7

c. A recovers $1,900 and B recovers $3,000

Question 8

The government automobile insurance plan is administered in Manitoba by:

a. SGI
b. ICBC
c. MPIC
d. PRR

Answer 8

c. MPIC

Question 9

In which of the following provinces does the Personal Injury Protection Plan (PIPP) operate?

a. British Columbia and Manitoba
b. British Columbia and Quebec
c. Manitoba and Quebec
d. Manitoba and Saskatchewan

Answer 9

d. Manitoba and Saskatchewan

Question 10

The insurance premium in Saskatchewan is payable

a. on every motor vehicle licence at the time the licence plate is purchased
b. on the issuance or renewal of the driver’s licence
c. on the usual purchase and renewal of vehicle licence plate and the driver’s licence
d. on the annual renewal date of the driver’s licence

Answer 10

a. on every motor vehicle licence at the time the licence plate is purchased