Topic 2 Flashcards
(48 cards)
The poor law act of 1601
Principle that money raised through taxation should be used to provide food and clothing to the deserving sick disabled or elderly
No money to those who deemed to have caused their own poverty through laziness of getting a job
In the older days what was dole money
Workers could draw a weekly unemployment benefit for up to 15 weeks in each year
Contributory benefits
For people who payed required number of national insurance contributions
Non contributory benefits
For those not paid enough national insurance contributions
Benita are paid at what rate ?
At a flat rate this helps keep the cost of the system in check avoids problems with ‘means testing ‘
Requirements for new style JSA job seekers allowance
- Aged between 18 and retirement age
2.not a full time student
3.working on average less than 16 hours a week
4.able to work and fully available for work
5.able to demonstrate your actively seeking work
6.willing and able to attend regular JSA interviews
How long does new style job seeker allowance last JSA
After 182 days (about six months) you will have to talk to your work coach about options
1.How long do you need to be off sick to get SSP
- How long does new style you get paid for
1.Four days
- Maximum 28 weeks
Who is new style ESA employment and support allowance for
Helps people who are sick or disabled and cannot work or it supports people to get back into work if they are able
Requirements for ESA Employment and support allowance
- Bellow state pension age
- Worked as an employee or been self employed
3.paid enough NICs usually in last 2 to 3 years
How long does ESA employment and support allowance pay for ?
Standard weekly benefits for first 13 weeks( those under 25 will receive lower rate)
What happens after 13 weeks pay from ESA employment and support allowance
Claimants are assessed and allocated to one of two categories.
1.the support group for those who’s illness and disability seriously limits the work they can do
- The work related activity group includes those who can able to return to work . This group needs to attend meeting with a work coach
What if the people categorised into work-related activity group don’t show up to meeting with their work coach
Their benefits may be reduced (known as sanctioned)
What is a work capability assessment (ESA)
Determine how much their illness or disability affects their ability to work
You cant claim (ESA) employment and support allowance if you also claim what ?
JSA and SSP
PIP stands for what and is payable to whom
Personal independence payment it’s payable to those aged between 16 and state pension age
Who is attendance allowance for
Anyone over state pension age
What are the requirements to get carers allowance
Anyone over age 16 who spends 35 hours per week or more looking after someone who has “substantial caring needs” its taxable
Housing benefits who can only make a new claim (being replaced with universal credit)
If you are single and have reached state pension age
Housing benefit
If a persons savings are less than 6000 th en entitled to full benefit. If you have savings between 6000 to 16000 then reduced benefits. If more than 16000 you may not receive housing benefit
SMI
support for mortgage interest, this is for someone who needs help with interest payments on their mortgage or loans taken out to make certain repairs and improvements to the home
How is SMI CALCULATED
standard rate
Additional benefits
Such as council tax reductions and cold whether payments ( extra payment of 25£) because the temperature of the local area drops to an average of 0C or bellow over seven consecutive days between 1 November and 31 march
New state pension requirements
10 qualifying years of NICs or credits to get any state pension
35 qualifying years to get full new state pension
