unit 1 consumer conflict Flashcards

1
Q

sale of goods and supply of services act 1980 - provisions for goods - goods must be of merchantable quality

A

goods must be of a reasonable standard in regards to their quality and durability given the price paid for them

eg a €200 pair of runner worn day to day would be expected to last longer than a €25 pair

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2
Q

sale of goods and supply of services act 1980 - provisions for goods - goods must conform to a sample

A

goods should match any sample used to sell the good from a book of samples or showroom or image

eg a consumer choosing a curtain from a book of samples should get the exact curtain chosen

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3
Q

sale of goods and supply of services act 1980 - provisions for goods - goods must be fit for their purpose

A

goods should do what they are intended to do

eg a kettle should be able to boil water safely

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4
Q

sale of goods and supply of services act 1980 - provisions for goods - goods must be as described

A

goods should match any description used in advertising, shown on the label, or given by the salesperson

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5
Q

sale of goods and supply of services act 1980 - provisions for services - the supplier has the necessary skill to provide the service

A

the service provider should have any qualifications necessary or completed courses be qualified to provide the service

eg an accountant should be qualified so that they can properly sort tax returns for a business

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6
Q

sale of goods and supply of services act 1980 - provisions for goods - the service will be provided with proper care and diligence

A

the person providing the service should not be rushed and make sure all parts of the service are carried out fully
eg a barber shouldn’t rush a haircut as it would be dangerous or not of good standard

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7
Q

sale of goods and supply of services act 1980 - provisions for goods - the materials used will be sound and the goods supplied with the service will be of merchantable quality

A

the tools or equipment used providing a service or any goods that a consumer also receives when paying for a service should be reasonable/ durable given the price price spent on the service
eg if a photo is included with a €10 roller-coaster ride, the resolution of the photo and quality of the print should be of reasonable quality

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8
Q

sale of goods and supply of services act 1980- guarantees

A

guarantees are seen as additional protection given to the consumer and they cannot limit the consumers rights under consumer law. it must state what is covered and the time frame. the consumer can choose to have goods fixed by the manufacturer or they can insist that the retailer deals with the complaint regardless of the guarantee. the contract of sale is between the seller and buyer

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9
Q

sale of goods and supply of services act 1980- signs limiting consumer rights

A

it is an offence for the retailer to display signs that give the consumer the impression that they have no legal rights. eg ‘no refunds on sale items’. consumer rights under the act cannot be taken away or limited by signs such as ‘credit notes only’, ‘no exchange on items etc’ these signs are illegal and do not affect your statutory consumer rights.

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10
Q

sale of goods and supply of services act 1980- unsolicited goods

A

these are goods that are sent to someone without having received an order. s/he has the right to keep goods after 6 months if the sender has not collected them and the consumer has not prevented the firm from collecting them.

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11
Q

sale of goods and supply of services act 1980- right to cancel

A

you have the right to cancel within 14 days when a product is not purchased in a physical shop. this is also known as the cooling off or withdrawal period. you do not have to give a reason for cancelling and have the right to a full refund.

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12
Q

redress for faulty goods under the Sale of goods and supply of services act 1980- refund

A

if a consumer purchases a faulty good and complains promptly then s/he is entitled to a full cash refund

eg if a consumer purchases a pair of shoes and they rip of first wear then s/he is entitled to a full refund of money paid ( goods not fit for purpose )

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13
Q

redress for faulty goods under the Sale of goods and supply of services act 1980- replacement

A

a replacement may also be provided eg a new model of the same or similar quality given in its place, when a consumer who has a faulty product returns it and is happy to accept a new product in its place. this may happen if the original wasnt fit for purpose or of merchantable quality.

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14
Q

redress for faulty goods under the Sale of goods and supply of services act 1980- repair

A

if it suits the consumer, they may ask for the product to be fixed or if a long time has elapsed since they purchases the product, they may only be entitled to a repair of the product or a partial refund

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15
Q

the consumer protection act 2007 - false claims/ misleading advertising made about the product

A

false claims- can’t sell fake item claiming they are real eg fake apple airpods can’t lie about there origin eg say made in ireland/ using irish flag, can’t lie about an award/ prize received eg award winning honey

misleading advertising - ads should be clear in what is included with purchase and what reasonable expectations should be for the consumer. cant mislead when comparing goods between companies eg compaing basic lidl sausages to award winning tesco finest organic sausages- should be like for like products

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16
Q

the consumer protection act 2007 - price display regulations

A

the minister could order prices for prices of certain products to be displayed in certain ways eg include all taxes and fees, chargesor show price per kg

price must be displayed for 28 consecutive days in the same store in the previous 3 months to be advertised as a special offer

17
Q

the consumer protection act 2007- aggressive selling practices

A

this prohibits traders from engaging in agressive practices such as harassment, coercion or exercising undue influence

eg cant intimidate vulnerable consumers to buy an item

18
Q

the consumer protection act 2007- price controls

A

the government can impose a maximum price on certain goods in an emergency

eg if there was a severe shortage of something essential eg petrol, the govt may stop petrol stations charging exceptionally high prices.

19
Q

the consumer protection act 2007 - enforcement of the act

A

the CCPC my look for an injunction or prohibition order against a trader breaking the act.
they can serve compliance notices and give on the spot penalties for offences of €300 payable in 28 days

consumer protection list : the CCPC is required to keep and publish a Consumer Protection List of traders who have served with compliance notice or convicted of a criminal offence

20
Q

competition and consumer protection commission (CCPC) - informs consumers of their rights

A

they provide a website, helpline, social media site and engage in radio and television advertising all about consumers rights in relation to the purchase of goods and services as well as financial services

21
Q

competition and consumer protection commission (CCPC) - enforces consumer law

A

they issue compliance notices, on the spot fines , prohibition notices and produce a Consumer Protection List of all businesses who have breached consumer law

22
Q

competition and consumer protection commission (CCPC) - advise the government on consumer issues

A

the CCPC where consumers may need extra protection via legislation

23
Q

competition and consumer protection commission (CCPC) - conduct research on consumer behaviour

A

they do this in order to advise consumers on how they can change habits and save money or receive better value for money
eg switching electricity supplier

24
Q

competition and consumer protection commission (CCPC) - educate consumers to make more informed decisions

A

the CCPC website has many tools for consumers to use to make more informed decisions. these include financial calculators, cost comparisons for various financial services , interactive quizzes etc. so that consumers can learn to make better decisions

25
Q

competition and consumer protection commission (CCPC) - monitors mergers and acquisitions ( competition in a market )

A

this is to ensure that there are no dominant businesses to ensure fair competition in the market for consumers

26
Q

smalls claims court / smalls claims procedure - types of claims

A

the court hears cases relation to faulty goods , bad workmanship or damages to property

27
Q

smalls claims court / smalls claims procedure - compensation

A

it can award compensation to a maximum of €2000

28
Q

smalls claims court / smalls claims procedure - affordable/ accessible

A

it costs €25 to take a case to court

29
Q

smalls claims court / smalls claims procedure - convenience

A

consumer does not need to hire a solicitor, limiting legal costs and can apply through the online application system

30
Q

smalls claims court / smalls claims procedure - speed

A

the retailer/ service is given 2 weeks to respond to the case or district court hearing is set

31
Q

Ombudsman for public services - types of claims

A

investigates consumer complaints if you believe a public service body(eg HSE, An Post) has given you wrong information on your complaint hasnt been dealt with properly

32
Q

Ombudsman for public services - The Ombudsman is a last resort

A

the ombudsman will only investigate complaints if the person has tried to resolve the problem themselves first with the public service body

33
Q

Ombudsman for public services - investigations

A

preliminary investigations: the ombudsman can ask the public body to provide relevant information and may informally interview the complainant

formal investigation: this will be carried out in private and usually in writing. they may demand files, documents and information to carry out their investigation

they will then inform you of the decision after the investigation

34
Q
A