This class was created by Brainscape user Mark Fowler. Visit their profile to learn more about the creator.

Decks in this class (28)

Account Types
Small safety deposit box fee 1,
Medium safety deposit box fee 2,
Large safety deposit box fee 3
22  cards
Bank Vocab
A form of check fraud involves ta...,
Money borrowed on a credit card 2,
A situation in which many deposit...
31  cards
Loan- Policy
A persons fixed permanent ad prin...,
Appendix that defines citizenship...,
Where to find guidance on how to ...
81  cards
Loan- Acronyms And Facts
Dsr 1,
Ltv 2,
Ltc 3
32  cards
Loan - Policy Appendix
Maximum loan to value by collater...,
The terms of a loan should never ...,
What does firstbank value more pu...
25  cards
Regulation
What is the primary purpose of re...,
Application of trid what has to b...,
Under trida how many days after r...
17  cards
Credit
What is a perfect credit score 1,
What do credit scores range betwe...,
What are the three credit reporti...
22  cards
PFIA
In what order are assets listed o...,
What are three options for verify...,
What are three ways to verify the...
50  cards
Underwriting
What must you times non taxable i...,
If taxes and insurance are not av...,
What do you enter in cash require...
24  cards
History
When was firstbank opened 1,
When was saturday morning banking...,
When was the first mt hired 3
19  cards
Processing Loans
Where can you go to find insuranc...,
Do you escrow for taxes and insur...,
If a loan is below the limit for ...
10  cards
Loan Documentation
Employment verifications for any ...,
What two pieces of information ar...,
What additional piece of informat...
3  cards
Cash Reserve
There is no maturity if credit li...,
What is the minimum cash reserve ...,
For loan amounts over 10 000 the ...
4  cards
Credit Cards
Where is a credit card applicatio...,
Credit card debt is considered a ...,
At firstbank there is no maturity...
6  cards
Home Equity Cash Reserve/ Line Of Credit
Where are hecr and heloc applicat...,
What is a simple explanation of a...,
How does interest for a heloc dif...
14  cards
Home Equity Installment Loan (HEIL)
Heil s have a variable interest r...,
Heil s are non revolving loans t f 2,
What are the standard length term...
6  cards
Assignment Of Savings Loan
What are savings secured loans su...,
What is the collateral on a savin...,
What is the minimum and maximum l...
5  cards
Mortgages
What is a cash out refinance 1,
A interest only short term loan t...,
A lump sum interest only loan bac...
12  cards
Truth In Lending Act (TILA)/ Regulation Z
What are some products that fall ...,
Requires disclosures concerning t...,
Applies to any credit extended to...
16  cards
TRID (TILA-RESPA)
A loan estimate does not need to ...,
An application can be denied verb...,
Fees disclosed on the loan estima...
6  cards
Equal Credit Opportunity Act (ECOA)/ Regulation B
What was the primary purpose of r...,
Reg b promotes __________ in lend...
2  cards
General Lending
What is the default closing time 1,
What is always the answer to is e...,
What do you put for first payment 3
26  cards
Putting on Loans/ OI's
What must you do in the comments ...,
What are some ways to find insura...,
If changing a closing date or clo...
43  cards
Cash Flow Analysis/ ATR
For every deficiency on underwrit...,
Verification of _____________ is ...,
___________ and ___________ have ...
22  cards
Closing
What order should closing docs be...,
Which documents need notarized at...,
What is the affidavit of occupancy 3
6  cards
HMDA
If there is no ____________ there...,
A loan could fall under hmda guid...,
What are three exemptions to hmda...
6  cards
Operations
What highlighter color indicates ...,
What highlighter color indicates ...,
What highlighter color indicates ...
7  cards
PDPL
When working the pdpl report what...,
When filtering loans what categor...,
Where is the pdpl report found 3
12  cards

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Bank

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