This class was created by Brainscape user Kaz S. Visit their profile to learn more about the creator.

Decks in this class (24)

Topic 2 - Types of Borrower
Private personal borrowers seek m...,
Buy to let btl borrowers mortgage...,
A consumer buy to let cbtl
20  cards
Topic 3 - Mortgage Regulation
Regulations for regulated mortgag...,
The mortgage credit directive mcd,
What is a mortgage entered into a...
6  cards
Topic 4 - Principles of Mortgage and Property Law
Freehold,
Leasehold,
Cuius est solum eius est usque ad...
11  cards
Topic 5 - Practical Aspects of Property and Mortgage Law
What is the land registration act...,
Property register,
Proprietorship register
19  cards
Topic 6 - Buying a Property: An Overview
Bound by terms,
Caveat emptor,
Uberrima fides
15  cards
Topic 7 - The Legal Aspects of Property Purchase
A licensed conveyancer,
Solicitors carry which insurance ...,
What searches are carried out by ...
8  cards
Topic 8 - Regulation and the Buying Process
Non real time financial promotion,
When are unsolicited calls allowed,
Rules for real time promotions
13  cards
Topic 10 - Assessing the Applicant's Financial Status
What types of income are taken in...,
Suitable documents for evidencing...,
How is income from self employmen...
11  cards
Topic 11 - Checking the Applicant's Credit Status
Which information is not revealed...,
A credit record shows records of ...,
What issues can render a guarante...
10  cards
Topic 12 - Suitability
Record keeping interest only mort...,
For interest only mortgages the l...
2  cards
Topic 13 - Assessing the Property
The value of freehold property co...,
Freehold flats are seen as proble...,
Issues that could affect the valu...
6  cards
Topic 14 - Valuations and Surveys
Basic valuation,
Retention,
A claim for negligence in a valua...
9  cards
Topic 15 - Other Factors that Affect the Lending Decision
Work that requires planning consent,
Building work subject to regulation,
What are main environmental facto...
12  cards
Topic 16: Mortgage Repayment Methods
Main advantages of a repayment mo...,
In an interest only mortgage the ...,
Unacceptable repayment methods fo...
7  cards
Topic 17 - Using Endowment Policies for Mortgage Repayment
Endowment plans are composed of t...,
Where are premiums invested in a ...,
The with profits fund is assessed...
23  cards
Topic 18 - Other Repayment Vehicles for Interest-Only Mortgages
Characteristics of an isa mortgage,
What is the overall isa limit,
Stocks and shares isas are availa...
12  cards
Topic 19 - Interest-Rate Options
Standard variable rate mortgage,
Discount rate mortgage,
Tracker mortgage
11  cards
Topic 20 - Other Mortgage Products
Foreign currency mortgage,
Sub prime mortgage,
Guarantor mortgage
7  cards
Topic 21 - Schemes for Specific Groups of Borrower
What is the maximum initial share...,
Staircasing,
On purchase of a shared ownership...
9  cards
Topic 22 - Mortgage-Related Insurance Products
Convertible term insurance,
Critical illness cover,
Mortgage payment protection insur...
8  cards
Topic 23 - Raising Additional Funds from Property
A further advance is,
Mcob rules require lenders to inf...,
The ltv with a further advance
36  cards
Topic 24 - Transferring Mortgages
What issues doe a borrower need t...,
What are reasons for switching to...,
With a remortgage with a new lend...
19  cards
Topic 25 - Arrears and Debt Management
What are the two overarching prin...,
Where a borrower has a payment sh...,
If the borrowers bank has refused...
34  cards
Topic 26 - Lenders' Legal Rights and Remedies
The most commonly used legal reme...,
Even after the date of possession...,
The borrower can settle the full ...
10  cards

More about
CeMAP 2 and 3

  • Class purpose General learning

Learn faster with Brainscape on your web, iPhone, or Android device. Study Kaz S's CeMAP 2 and 3 flashcards now!

How studying works.

Brainscape's adaptive web mobile flashcards system will drill you on your weaknesses, using a pattern guaranteed to help you learn more in less time.

Add your own flashcards.

Either request "Edit" access from the author, or make a copy of the class to edit as your own. And you can always create a totally new class of your own too!

What's Brainscape anyway?

Brainscape is a digital flashcards platform where you can find, create, share, and study any subject on the planet.

We use an adaptive study algorithm that is proven to help you learn faster and remember longer....

Looking for something else?

CeMAP 1, 2 & 3
  • 55 decks
  • 35 flashcards
  • 75 learners
Decks: Cemap 1 Ukfr 20 21 Unit 1 Topic 1 Introd, Cemap 1 Ukfr 20 21 Unit 1 Topic 2 Econom, Cemap 1 Ukfr 20 21 Unit 1 Topic 3 Uk Tax, And more!
MCOB for cemap 2 and 3
  • 2 decks
  • 47 flashcards
  • 52 learners
Decks: Unit 2 Topic 20 Conduct Of Business Requ, Unit 2 Topic 21 Conduct Of Business Requ, And more!
CeMAP 2 Mock
  • 6 decks
  • 48 flashcards
  • 135 learners
Decks: Unit 3, Unit 4, Unit 5, And more!
Cemap 2
  • 28 decks
  • 301 flashcards
  • 2 learners
Decks: Unit 3 Topic 1, Unit 3 Topic 2, Unit 3 Topic 3, And more!
Make Flashcards