5. State Benefits and HMRC tax credits

Question 1

x5 Universal credit replacing

Answer 1

1. Income support
2. Income. based jobseekers allowance
3. Income related employment and support allowance
4. Working tax credit and child tax credit
5. Housing benefit

Question 2

Working tax credit

Answer 2

top up salary

• disability
• childcare

Question 3

Income support

Answer 3

Tax free
Not contribution based
Working less then 16 hours

Question 4

Support for mortgage Interest loan

Answer 4

£100,000 with pension

£200,000

Question 5

Statutory Maternity pay

Answer 5

Taxed
Contribution baseed

Employed
11 weeks before baby due
paid for 39 weeks

Question 6

Maternity Allowance

Answer 6

Tax free
Contribution based

Unemployed
11 weeks before baby due
paid for 39 weeks

Question 7

Child Benefit

Answer 7

Tax free
Means tested

Over £50,000 combined tax is applied

Question 8

Child tax credit

Answer 8

16 or under 20 if in education

Question 9

Statutory sick pay

Answer 9

Taxable
sick for 4+ days
up to 28 weeks

Question 10

Employment and support allowance

Answer 10

ill or disabled people
2 types:
- contribution based
- Means tested

Question 11

Attendance allowance

Answer 11

65+
Means tested
Support with care
Day and night support

Question 12

Disability Living allowance PIP

Answer 12

Tax free
help with personal care
Two types of components - Care and mobility

Question 13

Carers Allowance

Answer 13

Taxable

Paid to career

Question 14

Basic State Pension

Answer 14

Sufficient NI paid for 30+ years

Self employed and employed

Question 15

Additional state pension

Answer 15

Top up pension

Question 16

Single Tier Pension

Answer 16

Contributions based