8. Sources of finance Flashcards

(57 cards)

1
Q

to allocate def ang

A

razdeliti, dati
to give something officially to somebody/something for a particular
purpose // allocation

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2
Q

trade-off def ang

A

kompromis?
the act of balancing two things that are opposed to each other

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3
Q

to turn around def ang

A

preobrat?
if a business, economy, etc. turns around, it starts being successful
after it has been unsuccessful for a time

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4
Q

equity financing def ang

A

lastniško financiranje
the process of raising capital through the sale of shares

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5
Q

debt financing def ang

A

dolžniško financiranje
Debt financing is when a business borrows money, usually through instruments like bonds and loans, that it has to pay back with interest.

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6
Q

stake def ang

A

delež
money that somebody invests in a company

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7
Q

to pool def ang

A

zbrati skupaj denar
to collect money from different people so that it can be used by all of them

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8
Q

venture/risk capital def ang

A

tvegani kapital
money that is invested in a new company to help it develop, which
may involve a lot of risk // venture capitalist

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9
Q

business angel = angel investor def ang

A

poslovni angel
a wealthy, entrepreneurial individual who
provides capital in return for a proportion of the company equity

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10
Q

backing def ang

A

podpora
help, support

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11
Q

principal def ang

A

glavnica
an amount of money that you lend to somebody or invest to earn interest

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12
Q

to secure def ang

A

zavarovati, zaščititi?
to legally agree to give somebody property or goods that are worth the
same amount as the money that you have borrowed from them, if you are unable to
pay the money back

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13
Q

collateral def ang

A

zavarovanje
property or something valuable that you promise to give to somebody if
you cannot pay back money // synonym: security (for the loan)

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14
Q

due/maturity date def ang

A

datum zapadlosti
when a sum of money is due, it must be paid immediately

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15
Q

trade credit def ang

A

komercialni kredit
an arrangement in which a business allows other companies to pay for
goods or services several weeks or months after receiving them

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16
Q

grace def ang

A

podaljšan plačilni rok
extra time that is given to somebody to enable them to pay a bill, finish a
piece of work, etc

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17
Q

hire purchase = HP def ang

A

finančni lizing
a method of buying an article by making regular payments for it over several months or years. The article only belongs to the person who is buying it when all the payments have been made

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18
Q

invoice factoring def ang

A

odkup terjatev
a financial transaction in which a business sells its accounts receivables (invoices) at a discount to an external financing company, known as a factor or factoring company
(buying debts at a discount)

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19
Q

face value = nominal value def ang

A

nominalna vrednost
value that is shown on a coin, a note, a financial document, etc.

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20
Q

overdraft def ang

A

da si v minusu
the amount of money that you owe to a bank when you have spent more
money than is in your bank account

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21
Q

irrespective of def ang

A

ne glede na to
without considering something; regardless of

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22
Q

default def ang

A

neplačilo
failure to do something that must be done by law, especially paying a debt

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23
Q

junk bond def ang

A

tvegane obveznice
a type of bond that pays a high rate of interest because there is a lot of
risk involved

24
Q

soft loan def ang

A

ugodno posojilo
a loan that is made to a person or a country on conditions that are good for the borrower, lending at below-market interest rate

25
to facilitate def ang
olajšati to make an action or a process possible or easier
26
premises def ang
kompleks? the building and land near to it that a business owns or uses
27
to refurbish def ang
prenoviti to clean and decorate a room, building, etc. in order to make it more attractive, more useful, etc. // refurbishment
28
to strike a balance between def ang
vzpostaviti ravnotežje to manage to find a way of being fair to two opposing things; to find an acceptable position which is between two things
29
start/seed capital
zagonski kapital
30
venture capitalists def ang
investitorji v tvegane naložbe private equity investors who provide capital for start-ups
31
lender/creditor
posojilodajalec
32
operating leasing
operativni lizing
33
bondholders
imetniki obveznic podjetja
34
subsidies and grants
nepovratna sredstva
35
leasing def ang
lizing the use of an asset over a fixed period in return for regular payments
36
repayment holiday def ang
odloženo plačilo a break taken from paying a debt back
37
crowdfunding def ang
množično investiranje rasing money from a crowd via internet platforms
38
bankruptcy
stečaj
39
debtor, lender
posojilojemalec
40
debtor credit rating/creditworthiness
kreditna sposobnost
41
annuity/instalment
obrok
42
solvency
solvenčnost
43
factor, financing company
podjetje za odkup terjatev
44
risk-averse
nenaklonjeni tveganju
45
to diversify risk
razpršiti tveganje
46
enterprise loans
podjetniška posojila
47
bad debt
slabe terjatve
48
deferred payment
odloženo plačilo
49
repayment period
doba odplačevanja
50
funds
finančna sredstva
51
sources of finance
viri financiranja
52
the expected return
pričakovana donostnost
53
expansion
razširitev
54
due diligence def ang
skrbni pregled poslovanja research of a company before investing or buying
55
feasibility
iznajdljivost
56
chartered accountants sinonim
pooblaščeni neodvisni računovodja?certified public accountants
57
off-the-record, informal
neformalno