Aflac® Accident Indemnity Advantage (ACE)

Question 0

ACCIDENT EMERGENCY TREATMENT

Answer 0

$75 once per 24-hour period and only once per covered accident, per Covered Person

Question 1

WELLNESS

Answer 1

$40 once per policy, per 12-month period, payable after the policy has been in force for 12 months

Question 2

X-RAY

Answer 2

$20 once per covered accident, per covered person.

Question 3

ACCIDENT FOLLOW-UP TREATMENT

Answer 3

$25 for one treatment per day, up to a maximum of six treatments per covered accident, per Covered Person

Question 4

INITIAL ACCIDENT HOSPITALIZATION

Answer 4

$500 once per period of Hospital Confinement or $750 once when a Covered Person is admitted directly to an intensive care unit; payable once per calendar year, per Covered Person

Question 5

ACCIDENT HOSPITAL CONFINEMENT

Answer 5

$150 per day up to 365 days per covered accident, per Covered Person

Question 6

INTENSIVE CARE UNIT CONFINEMENT

Answer 6

An additional $300 per day for up to 15 days per covered accident, per Covered Person

Question 7

ACCIDENT SPECIFIC-SUM INJURIES

Answer 7

$25-$7,500 (according to the policy) for: 
Dislocations 
Burns 
Skin Grafts 
Eye Injuries 
Lacerations
Fractures 
Concussions 
Coma
Paralysis 
Surgical Procedures

Question 8

MAJOR DIAGNOSTIC EXAMS

Answer 8

$100 once per calendar year, per Covered Person

Question 9

EPIDURAL PAIN MANAGEMENT

Answer 9

$100 paid no more than twice per covered accident, per Covered Person

Question 10

PHYSICAL THERAPY

Answer 10

$25 per treatment for one treatment per day, up to a maximum of ten treatments per covered accident, per Covered Person

Question 11

REHABILITATION UNIT

Answer 11

$75 per day, limited to 30 days for each Covered Person per period of Hospital Confinement and limited to a calendar year maximum of 60 days

Question 12

APPLIANCES

Answer 12

$50 once per covered accident, per Covered Person

Question 13

PROSTHESIS

Answer 13

$250 once per covered accident, per Covered Person

Question 14

BLOOD/PLASMA/PLATELETS

Answer 14

$100 once per covered accident, per Covered Person

Question 15

AMBULANCE

Answer 15

$120 when a Covered Person requires ambulance transportation

$800 when a Covered Person requires air ambulance transportation

Question 16

TRANSPORTATION

Answer 16

$200 per round trip, up to three round trips per calendar year, per Covered Person

Question 17

FAMILY LODGING

Answer 17

$75 per night, limited to one motel/hotel room per night, up to 30 days per covered accident

Question 18

ACCIDENTAL DEATH

Answer 18

Common-Carrier Accident:
Insured $80,000
Spouse $80,000
Child $12,000

Other Accident:
Insured $20,000
Spouse $20,000
Child $6,000

Hazardous Activity Accident:
Insured $5,000
Spouse $5,000
Child $1,500

Question 19

ACCIDENTAL DISMEMBERMENT

Answer 19

$400-$20,000

Question 20

CONTINUATION OF COVERAGE

Answer 20

Waive all monthly premiums for up to two months

Question 21

AFFECTED BY SIC RATING

Answer 21

Yes

Question 22

NEEDS HEALTH INSURANCE

Answer 22

No

Question 23

CAN BE OFFERED ON DIRECT

Answer 23

Yes

Question 24

HAS WELLNESS BENEFIT

Answer 24

Yes

Question 25

OFFERED PRE TAX

Answer 25

Yes

Question 26

OFFERED POST TAX

Answer 26

No