Exam 2 Flashcards
(327 cards)
Economics
concerned with the production, distribution, and consumption of goods and health services
Health economics
Concerned with how scarce resources affect the healthcare industry
Public health economics
Focuses on the production, distribution, and consumption of goods and services as related to public health
Greatest good for the greatest number
Public health finance
A growing science and process that looks at acquisition, management, and use of money to improve the health of populations
Doing this through disease prevention and health promotion strategies
Evaluates the use of money and impact on public health system
Goal is to be able to provide population-focused preventative health services
General economics of healthcare systems
Public funded are paid by taxes, private funded are paid individually (like collective funds or insurance companies)
US uses all four
Beveridge model
Healthcare is paid for almost entirely with taxation and delivered through the government.
Healthcare facilities are government-owned, and the government employs healthcare providers.
Deduct from taxes to help fund the healthcare system and the government has control
In addition to the U.K., other countries that follow the Beveridge model include New Zealand, Finland, and Spain.
Bismarck Model
Financing and delivery of healthcare are privately funded.
In Germany, employees and employers pay premiums to insurance companies, termed “sickness funds,” through mandatory payroll deductions. Those sickness funds then reimburse the facilities that deliver care.
Government owned agencies and healthcare facilities, we get taxed, and we get deductions from payroll
In the US, we use insurance companies.
Other countries that use this model include Japan, France, the Czech Republic, and South Korea.
National health insurance model
Mixture between the Beveridge and the Bismarck model.
In this system, the government funds healthcare services, which are paid for through taxation, like the Beveridge model.
However, healthcare service delivery is provided mainly through private organizations, like the Bismarck model.
Perhaps the most notable country using this model is Canada (National health insurance)
Trying to get as much access and insurance as possible and we need a national health insurance model for this
Long wait lines but that’s what we do anyways!!
Socialized medicine
Uninsured model
provides healthcare services to people who can pay for those services out of pocket.
Residents and citizens who can afford to pay receive healthcare, while those who cannot afford care do not receive it.
An exception includes nonprofit institutions that might provide charitable care to the uninsured, or the government might provide vaccines free of charge.
Comprehensive care, however, goes primarily to those who can afford to pay.
This system is found in many low-income countries that lack the resources to fund a robust healthcare system.
Seen in the US
People who can pay get good service, those who can’t pay not as much
Private or personal care
Funded through insurance companies, employers, managed care organizations, and individuals paying for care
Primary care system
Those who have insurance get superior care
Public care
Includes broad public health system
Financed through public support
Depend on public funds
Large segment of under/uninsured
The working poor: People who make too much for government assistance and their job doesn’t give them health insurance (hope you don’t get sick)
Financing healthcare
The US Healthcare system is influenced by federal and private organizations as well as global health organizations.
How is US healthcare funded
Public support
Private support
Public health
Federal agencies
Veterans Health Administration
US Department of Health & Human Services
It falls under the Secretary of Health and is funded through federal taxes
Have hold on every initiative related to healthcare
11 examples of federal agencies
*Centers for Medicare and Medicaid Services (CMS)
*Centers for Disease Control (CDC)
Food and Drug Administration (FDA)
Indian Health Services
National Institutes of Health (NIH)
Agency for Healthcare Research and Quality (AHRQ)
Administration for Children & Families (ACF)
Administration for Community Living (ACL)
Agency for Toxic Substances & Disease Registry (ATSDR)
Health Resources and Service Administration (HRSA)
Substance Abuse & Mental Health Services Administration (SAMHSA)
State agencies
Receives funds from the state level to implement community-level programs at the state level
Focused on the health of its citizens
Offers various services and programs
Identify problems and intervene to meet citizens’ health needs
Funded through local taxes with support from federal and state funds
Local agencies
Same as state responsibilities but local
Includes local health departments—nassau county dept of aging (commissioner) oversees all senior centers in nassau that fall under local health dept
Receives funds from the state level to implement community-level programs
Their focus is on the health of its citizens
Offers various services and programs
Identify problems and intervene to meet citizens’ health needs
Funded through local taxes with support from federal and state funds
Health departments
International Health
World Health Organization (WHO)
Provides daily information regarding the occurrence of internationally important diseases
Establish worldwide standards for antibiotics and vaccines
Focuses on healthcare workforce and education, environment, sanitation, infectious diseases, maternal and child health, and primary care
Public support in financing US healthcare
Support funded by the US Federal Government
Dates to 1978 - Marine Hospital Service – considered the “1st national health insurance plan in the US.”
Providing care for sailors at sea ports and protecting borders from internationally infectious disease from coming in
Established what was considered US healthcare plan
What does public support in finance include
Public Health Service (PHS)
Department of Defense
Veterans Administration
Medicare & Medicaid
Managed Care
Medicare
Federally funded
Covers people 65+ who get social security, people with disabilities receiving services for two years, end-stage renal disease/kidney transplant, maintenance dialysis, ALS
Forms are confusing, help them!
Medicare part A
original, emergency care, inpatient services, hospital stays, skilled nursing facilities limited, some home care, hospice, NOT vision and hearing which are common problems in this population
Medicare part B
original, doctors services, durable medical equipment, outpatient services, mental health services, preventative services, x rays, lab tests, limited home health and ambulance transportation services, NOT vision and hearing which are common problems in this population
Medicare part C
Combination of A and B but provided through private health insurance companies that give advantages of both A and B, more expensive, Medicare Advantage, vision, dental, and hearing