FE Flashcards
(96 cards)
3 Managed Care Principles
1) limited access to the universe of providers
2) payment mechanisms that reward efficiency
3) enhanced quality control procedures
Which of the 3 Managed Care Principles is described below:
-panel of health care providers that are contracted with or employed by the MCO
-Limiting the providers creates competition in areas of heavy MCO concentration
Panels can be opened or closed
- Panels go through a credentialing process that reviews:
- Authorization of services = often primary care physicians serve as gatekeepers
limited access to the universe of providers
Which of the 3 Managed Care Principles is described below:
- Providers are reimbursed for their services through a variety of ways.
- Provider assumes either some or all of the financial risk
payment mechanisms that reward efficiency
Which of the 3 Managed Care Principles is described below:
- MCOs perform utilization review, clinical pathways, benchmarking, and case management functions
- Case managers = coordinate all aspects of patient care
- Therapy benefit managers = intermediary between the patient/therapist and insurer/MCO. Evaluate the appropriateness of therapy. Employed by companies that contract with MCOs.
enhanced quality control procedures
What’s Discounted fee schedule?
providers accept a contract that is less than the full charge for certain services.
What’s Bundle Payment System ?
the insurer begins to limit financial risk. This is done by paying one fee to the provider for a set of patient services.
What’s Capitation
completely separates payment from treatment incidence. Capitation prospectively pays the provider a predetermined sum for each covered member of the plan on a regular basis (usually monthly)
What managed care products is described below:
- Contract between providers and purchasers of health care/MCOs
- Plans use pre approval, utilization review, and discounted reimbursement
- Providers have an increased pool of patients, low financial investment, and more autonomy
- Beneficiaries have a choice of providers within the panel
Preferred Provider Organizations (PPO)
What managed care products is described below:
•highly aggregated form of managed care
- Utilize gatekeepers/physicians to pre-approve
- Utilization review to control costs
- Beneficiaries access with pre-approval only, from only those providers in panel
- Provider payment varies = fee for services, case based, and capitation.
Health Maintenance Organizations (HMO)
What managed care products is described below:
•Hybrid plan containing both HMO and PPO forms of managed care
- Beneficiaries chose provider at time of service
- Benefits paid at a higher percentage within primary care/HMO provider rather than others in panel/PPO
- Rules are based on which option patient chooses
Point of Service
What managed care products is described below:
- Often used with PPO models
- Allow individuals greater control over health care utilization and spending
- To discourage overuse of services many require co-payments
- Health Savings Accounts (HSAs) often used with high deductible health plans (HDHP) can also discourage overuse of services
Consumer-Directed Health Plans
What are the different managed care products?
PPO
HMO
Point of service
consumer directed health plans
What are the 4 models of how provider contracts?
Staff model, group model, network model, and independent practice associations
Which of the 4 models of how provider contracts are established is described below?
•Providers are employed by the HMO and receive a salary
Some may provide incentives based on performance
Example: Kaiser in CA, salaries therapists and physicians, owns the hospitals
Staff model
Which of the 4 models of how provider contracts are established is described below?
▫Contract with multidisciplinary provider group practices
▫Some are captive groups
▫Non-exclusive relationship/independent group
▫Commonly seen in large multispecialty practices
Group Model
Which of the 4 models of how provider contracts are established is described below?
▫HMO contracts with multiple provider group practices, both primary and specialty
▫Similar to group model but greater geographical coverage, less integrated
Network model
Which of the 4 models of how provider contracts are established is described below?
- contract with individual providers or small provider groups
- HMO contracts with ___ to provider services to those in the HMO
- Providers keep individual and group practices and see patients from multiple HMOs
- Most commonly used by private practice OTs and PTs
IPA (Independent Practice Associations)
What may be some risks of this Staff model?
Beneficiaries receive coverage at a fixed price per month but must be treated within HMO = highly integrated
Medicare Eligibility Program eligibility is primarily determined by meeting the criteria of…?
Medicare Part A
Who is eligible for Medicare A?
- Anyone 65 years of older
- have contributed for 10 years (40 quarters)
- if no contribution can pay a monthly premium to obtain benefits
Anyone who is eligible for Medicare A is eligible for…?
Medicare B/C/D
Which medicare plan covers these services:
inpatient hospital stays, SNF, hospice, and home health care
-short rehab
Medicare Part A
Which medicare plan covers these services:
supplemental medical insurance
-professional services, outpatient, home health, DMF, prosthetics, orthotics
Medicare Part B
Which medicare plan covers these services: hospital care, doctor visits, and other medical services
- provided all benefits by Medicare Parts A and B but not hospice care
- prescription drug, dental and eye care
Medicare Part C