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Interpretia > Financial > Flashcards

Financial Flashcards

(61 cards)

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1
Q

Passcode

A

Código de acceso

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2
Q

Departamento de recursos humanos

A

Human resources department

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3
Q

Payment arrangement

A

Arreglo de pago / Acuerdo de pago

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4
Q

Pay off

A

Liquidacion / Liquidar / Saldar

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5
Q

Pending balance

A

Saldo pendiente

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6
Q

Processing fee

A

Cargo de procesamiento, costo de procesamiento

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7
Q

Routing number

A

Numero de ruta bancaria

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8
Q

Savings account

A

Cuenta de ahorros

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9
Q

Shortage

A

Escasez

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10
Q

Statement / Account statement

A

Estado de cuenta

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11
Q

Tax return

A

Declaraciòn de impuestos

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12
Q

Underwriting

A

Evaluacion de riesgos / Proceso de aprobaciòn

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13
Q

To void / Void

A

Anular / Nulo

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14
Q

Voided check

A

Cheque Anulado/nulo

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15
Q

To waive

A

Eximir / Exonerar / Condonar

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16
Q

Withdrawal

A

Retiro

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17
Q

Account specialist

A

Especialista en manejo de cuentas

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18
Q

ACH Automated clearing house

A

Camara de compensacion automatizada

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19
Q

APR (Annual Percentage Rate)

A

Tasa de Porcentage anual /Tasa de interes anual

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20
Q

ATM (Automated Teller Machine)

A

Cajero automatico

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21
Q

Automatic Payment

A

Pago automàtico

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22
Q

Balance transfer

A

Transferencia de saldo

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23
Q

Checking Account

A

Cuenta corriente / Cuenta de cheques

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24
Q

Co-signer

A

Aval/ Fiador(a)

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25
Collections (Collections department)
Departamento de cobranzas o cobros
26
Credit card
Tarjeta de credito
27
Credit check
Verificaciòn de crèdito / Verificacion crediticia
28
Credit Limit [$C Lmt]
Lìmite de credito
29
Credit report
Informe de crèdito
30
Credit score
Puntaje de crèdito/ Calificaciòn de credito
31
Cut-Off Time
Hora de cierre/Hora de lìmite
32
Debts
Deudas
33
Default / Delinquency
Incumplimiento/ Morisidad / Falta
34
Direct deposit
deposito directo
35
Down Payment
Pago inicial
36
Drive thru bank
Auto banco
37
Due date
Fecha de vencimiento
38
Equity
Valor lìquido/ Plusvalìa/ Patrimonio capital/ Patrimonio que se ha ganado en un inmueble
39
Escrow Account
Cuenta de plica / Cuenta de depositos en garantia o custodia Cuenta donde se saca un estimado mensual , y se le agrega a la hipoteca , el agregado se pone en el escrow account para que puedas cumplir a fin de año con el seguro y los intereses
40
To File taxes
Declarar impuestos
41
Fixed interest rate
Taza fija de interès
42
Foreclosure
Ejecucion hipotecaria: Lender reposesses a house because the homeowner has defaulted on their mortage loan or home equity line of credit.
43
Grace period
Periodo de gracia: Time which a payment can be made without penalty and without entry upon credit records as delinquent or in default
44
Gross monthly income (before taxes)
Ingreso bruto mensual: Monthly income before deductions las taxes and that
45
Home equity Line ( of credit)
Linea de credito sobre patrimonio de la propiedad
46
Installments
Cuotas
47
Insufficient funs, non- sufficient funds
Fondos insuficientes / Falta de fondos
48
Interest
Intereses
49
Interest rate
Tasa de interesès
50
Late fee
Cuota por demora / Cargo por demora / Cargo por pago atraasado
51
Loan
Prèstamo
52
Minimum Balance
Saldo mìnimo
53
Money order
Giro Postal ( a check for a named individua l not a paper)
54
Monthly payments
Mensualidades
55
Mortgage
Prèstamo hipotecario : Loan where a person borrows money to buy a house and if dontpay they get the house back
56
Net montlhy income
Ingreso mensual neto
57
Non-payment
Falta de pago/morosidad
58
Overdraft
Sobregiro
59
Overdraft fee
Tasa por sobregiro
60
Equity
Crédito sobre patrimonio Préstamo que se te puede hacer por lo que vale tu casa menos lo que estas debiendo de la hipoteca
61
Money order
Girl postal

Interpretia (13 decks)

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