Funeral Rule Flashcards

(58 cards)

1
Q

When did the funeral rule go in to effect?

A

April 30, 1984

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2
Q

The funeral rule requires you give consumers what

A

Accurate, itemized price information

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3
Q

The Funeral rule prohibits you from

A

misrepresenting legal, crematory, and cemetery requirements
Embalming for a fee without permission
Requiring the purchase of a casket for direct cremation
Requiring consumers to buy certain funeral goods or services as a condition for other goods or services
Engaging in other deceptive or unfair practices

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4
Q

If you violate the Funeral Rule, you may be subject to penalties up to

A

$16,000

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5
Q

All funeral providers must

A

Comply with the Funeral Rule

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6
Q

These are products sold directly to the public in connection with funeral services

A

Funeral Goods

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7
Q

Services used to care for and prepare bodies for burial, cremation, or other final disposition

A

Funeral Services

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8
Q

Services used to arrange, supervise, or conduct the funeral ceremony or final disposition of human remains

A

Funeral Services

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9
Q

Someone who sells or offers to sell funeral goods and both types of funeral services

A

Funeral Provider

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10
Q

You do not have to be a ___________ to be covered by the rule

A

Licensed Funeral Director

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11
Q

Your funeral home does not have to be a __________ to be covered by the rule

A

Licensed funeral home

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12
Q

You are not covered by the rule if you

A

sell only funeral goods but not funeral services

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13
Q

You are covered by the funeral rule if you organize your business to sell goods

A

through one company and services through another

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14
Q

The Funeral Rule applies to both

A

At-need and pre-need funeral arrangements

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15
Q

In pre-need situations, you must comply with the funeral rule when?

A

At the time funeral arrangements are pre-planned

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16
Q

If the survivors inquire about goods or services, alter the pre-planned arrangements, or are required to pay additional sums of money, you must give them what

A

All relevant disclosures and price lists and an itemized statement of funeral goods and services selected

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17
Q

The rule does not apply to pre-need contracts entered into before the rule went into effect on this date

A

April 30, 1984

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18
Q

If a pre-need contract was entered into and signed before April 30, 1984, but was altered after April 30, 1984, this is triggered

A

All of the Rule’s Requirements

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19
Q

You must give the General Price List to anyone who asks

A

in person, about funeral goods, services, or prices relating to those goods or services

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20
Q

GPL’s are given out to

A

keep

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21
Q

The request for information does not have to come from this source, but can

A

A consumer or someone who wants to make funeral arrangements now or in the future

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22
Q

You must offer the price list when you begin to discuss any of these

A

Type of funeral or disposition that you can arrange
The Specific goods and services that you offer
The prices of your goods and services

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23
Q

The triggering event for giving out the GPL is this

A

A face-to-face meeting

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24
Q

The face-to-face meeting can occur

25
You are not required to offer a GPL if
you remove the deceased for transportation to the funeral home and at that time only request the authorization to embalm
26
When you request authorization to embalm, you must
Disclose that embalming is not required by law | Refrain from further discussion about prices
27
The Funeral Rule does not require that you send a GPL to whom?
Those who call
28
This is not enough to comply with the rule
A verbal offer of a GPL
29
You must do this for a GPL offer to be complete
Physically offer consumers a GPL they can take home with them
30
You cannot charge for this
A Price list
31
You must give out a GPL in all
Pre-need situations
32
Your pre-need GPL may vary from
at-need GPL
33
You cannot offer only these to pre-need customers
Package funerals
34
You must give a GPL to anyone who wishes to do this to a pre-need contract
Modify the funeral goods or services
35
The GPL should be printed or typed, and must contain what
Name, address, telephone # of the funeral provider's place of business, and the address for each branch Caption: General Price List Effective Date of the Price list
36
The rules requires how many disclosures
6
37
What are the 6 disclosures involved with?
``` Consumer's right to select only the goods and services desired Embalming Alternative containers basic services fee Casket price list Outer burial container price list ```
38
Can you paraphrase the disclosures?
No, you must use identical wording
39
The first disclosure inform consumers that they have a right to select
Only the items they want to buy, besides the non-declinable basic services fee
40
The second disclosure tells consumers that the law does not require this
Embalming
41
If you want to add information abut state law requirements, you may do so after this
The FTC Disclosure
42
The right of selection disclosure goes where?
Immediately above the prices of goods and services offered
43
The embalming disclosure goes where?
Immediately next to the embalming price
44
The third disclosure informs the consumer that they may use these
Alternative containers for direct cremations
45
Where should the alternative container disclosure be placed?
Immediately next to the direct cremation price range
46
The fourth disclosure tells consumers about any
basic services fee
47
The fee for the professional services of the funeral director is known as the
Basic Services fee
48
The basic services fee could include a charge for the services you perform in conducting the
Arrangements conference, planning the funeral, securing the necessary permits, preparing the notices, and coordinating the cemetery or crematory arrangements, as well as any overhead
49
The fifth disclosure tells a consumer that this is available
Casket Price list
50
The casket prices can be listed either
on the General Price List or on a separate Casket Price List
51
The sixth disclosure tells the consumer than this is available
Outer Burial Container Price list
52
The Funeral Rule requires that certain items be itemized. How many items are there?
16
53
What are the 16 items required to be itemized?
Forwarding of remains to another funeral home Receiving remains from another funeral home Direct Cremation Immediate burial Basic Services Transfer of remains to funeral home Embalming Other preparation of the body Use of facilities and staff for viewing Use of facilities and staff for funeral ceremony Use of facilities and staff for memorial service Use of equipment and staff for graveside service Hearse Limousine Either individual casket prices or price ranges Either individual outer burial container prices or price ranges
54
You can offer these under special circumstances
Discounts
55
Four items that the Rule requires you to list are
Forwarding of remains Receiving remains Direct Cremation Immediate Burial
56
For forwarding and receiving remains, you should list one price for each and
Describe all services you will provide for the quoted price
57
For direct cremations, your GPL must state
Price range, along with the required disclosure about the availability of an alternative container
58
Items 1-4 of the required itemized prices must include
any fee that you will charge