Identity Crimes

Question 1

_____theft or misuse of personal or financial identifiers in order to gain something of value or facilitate other criminal activity.

Answer 1

Identity Crime

Question 2

Types of identity crimes.

Answer 2

identity theft, credit card/access device fraud “skimming”, check fraud, bank fraud, I.D. fraud, passport/visa fraud

Question 3

Personal identifiers include:

Answer 3

name, D.O.B, SSN, address, phone #, driver’s license, passport number, mother’s maiden name, etc…

Question 4

Financial identifiers include:

Answer 4

credit card numbers, bank account numbers, PIN #’s, insurance account numbers, etc…

Question 5

_____ the creation of e-mails and websites that appear to belong to legitimate businesses.

Answer 5

Spoofing

Question 6

_____ thieves rummage through trash or trash of businesses to find personal data.

Answer 6

Dumpster diving

Question 7

_____ notice placed on consumer file alerts recipient that identity may have been used w/o their consent to fraudulently obtain goods.

Answer 7

Security Alert

Question 8

_____ notice placed on a consumer file that prohibits consumer reporting agency from releasing a consumer report relating to the extension of credit w/o express authorization of the consumer.

Answer 8

Security Freeze

Question 9

business entities that are notified in identity crimes:

Answer 9

FBI, U.S. Secret Service, Federal Trade Commission, U.S. Postal Service, Social Security Admin

Question 10

Consumer Credit Report Agencies

Answer 10

Experian, Trans Union, Equifax