Key Terms - Chapter 17 Flashcards Preview

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Flashcards in Key Terms - Chapter 17 Deck (13)
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1
Q

Americans with Disabilities Act

A

A federal law protecting the rights of individuals with physical or mental impairments.

2
Q

blockbusting

A

For profit, to induce or attempt to induce any person to sell or rent any dwelling by representations regarding the entry or prospective entry into the neighborhood of a person or persons of a particular race, color, religion, sex, familial status, handicap, or national origin.

3
Q

brokerage

A

The business of bringing buyers and sellers together and assisting in negotiations for the terms of sale of real estate.

4
Q

Civil Rights Act of 1866

A

A federal law that prohibits all discrimination on the basis of race.

5
Q

civil suit

A

An action in a court of equity that seeks financial compensation for loss caused by another.

6
Q

disability

A

A physical or mental impairment that substantially limits one or more of a person’s major life activities.

7
Q

discriminatory advertising

A

Any advertising that states or indicates a preference, limitation, or discrimination on the basis of race, color, religion, sex, familial status, handicap, or national origin in offering housing for sale or rent.

8
Q

Federal Fair Housing Act of 1968

A

A federal prohibition of discrimination in the sale, rental, or financing of housing on the basis of race, color, religion, sex, national origin, handicap, or familial status.

9
Q

Federal Fair Housing Amendment Act of 1988

A

Amended the Fair Housing Act of 1968 by adding provisions to prevent discrimination based on mental and physical handicaps or familial status.

10
Q

North Carolina Fair Housing Act of 1983

A

State fair housing law that is almost identical to the federal fair housing laws; however, it provides no exemptions for owners selling their own property, and it broadens rental exemption slightly.

11
Q

North Carolina Human Resources Commission

A

A state agency that, as a substantially equivalent agency to HUD, is currently enforcing the 1968 Fair Housing Act and its 1988 amendments.

12
Q

redlining

A

The refusal of lending institutions to make loans for the purchase, construction, or repair of a dwelling because the area in which the dwelling is located is integrated or populated by minorities.

13
Q

steering

A

The practice of directing prospective purchasers or tenants toward or away from specific neighborhoods because they belong to a protected class under the Fair Housing Act.