M2

Question 1

strategic planning of directing, organizing, and controlling financial undertakings

Answer 1

financial management

Question 2

includes applying management principles to the financial assets of an organization

Answer 2

financial management

Question 3

includes budgeting money for projects and income of employees

Answer 3

financial management

Question 4

process of managing finances of governments organization or individuals

Answer 4

fiscal management

Question 5

to achieve financial stability, sustainability,y and efficiency in government it involves

Answer 5

planning, allocation, and utilization of public funds

Question 6

responsible for financial health

Answer 6

financial managers

Question 7

produces financial reports, direct investment activities, and develop strategies and plans for long-term financial goals

Answer 7

financial managers

Question 8

FUNCTIONS OF FINANCIAL MANAGERS

Answer 8

• financing decision
• capital structure
• investing
• operating
• dividend policies

Question 9

decision on how to fund long term investment and working capital

Answer 9

financing decision

Question 10

decision on day to day operations

Answer 10

financing decisions

Question 11

talks about how much of total assets is financial by debt and financial by equity

Answer 11

capital structure

Question 12

include short term and long term investment

Answer 12

investing

Question 13

plan for expected excess in cash using financial planning tools

Answer 13

short term investment

Question 14

choose which type of investment that involved secure best profits

Answer 14

short term investment

Question 15

financial planning tools

Answer 15

budgeting and forecasting

Question 16

prepare a capital budgeting analysis to determine if it will be profitable

Answer 16

long term investment

Question 17

determine how to finance working capital accounts such as accounts receivable and inventories

Answer 17

operating

Question 18

determine when the company should declare cash dividends

Answer 18

dividend policies

Question 19

before a company may able to declare cash dividends, 2 conditions must exist

Answer 19

1. the company must have enough retained earnings (accumulated profits)
2. the company must have cash

Question 20

FINANCIAL SYSTEM

Answer 20

• financial instrument
• private placement
• financial market
• financial institution

Question 21

a real/virtual document representing a legal agreement involving some sort of monetary value

Answer 21

financial instrument

Question 22

sale of stocks, bonds, and security to a number of investors

Answer 22

private placement

Question 23

organized forums in which the suppliers and users of various types of funds can make transaction directly

Answer 23

financial market

Question 24

can give small funds to those who are in needs

Answer 24

financial markets

Question 25

intermedaries that channel the savings of individuals, businesses and governments into loans or investments

Answer 25

financial institution

Question 26

example of this is PAGGIBIG, SSS, GSIS

Answer 26

financial institutions

Question 27

bigger funds can be borrowed

Answer 27

financial institution

Question 28

set of institutions and practices that facilitate and allow for the exchange of funds between borrowers, lenders, and investors

Answer 28

financial system

Question 29

what to prepare in long term investment

Answer 29

capital budgeting analysis

Question 30

2 type of capital structure

Answer 30

financed by debt financed by equity