midterm -module 2

Question 1

teranet manitoba

Answer 1

service provider that operates and manages the manitoba land title

Question 2

Manitoba LTO (land titles office)

Answer 2

deals with the registration of documents that affect interest in land

Question 3

how man land titlle offices are there in manitoba and where are they

Answer 3

there are 6 land title offices in manitoba
they are in manitoba, brandon, morden, dauphin, neepawa and portage la prairie

Question 4

what is an interest of land

Answer 4

it means there is a right to land or ownership in land
ex. transfers, mortgage, liens, discharges

Question 5

guaranteed accuracy of title

Answer 5

title is the document showing the right or interest in land
the government of manitoba guarantees accuracy of title
person shown on title as owner of the property, is in fact owner (even if there has been an error made) - if loss is caused due to an error, a claim may be made under the land titles assurance fund that includes claim for compensation, claim for ownership

Question 6

ensuring accuracy of title

Answer 6

registrar and document examiners carefully check each document submitted to make sure it is accurate
- documents not in the form prescribed by law or not completed correctly will be rejected - rejection fees may be charged and client files would be delayed

Question 7

accepted documents from manitoba land titles

Answer 7

when documents are accepted, proof of acceptance is received after the closing of the interaction
- effective date would be the date when the land titles office received the document
- effective the day we file the document

Question 8

what are the land descriptions

Answer 8

civic description
legal description
metes and bounds legal description

Question 9

civic description

Answer 9

this includes a street address, your street address, and physical location

Question 10

legal description

Answer 10

this includes the geographical description
- used to formally describe that same property
- different descriptions for rural and urban property

Question 11

metes and bounds legal description

Answer 11

parcels or land described by distances, angles, degrees and directions
- used to describe an irregularly shaped parcel resulting from a subdivision or expropriation

Question 12

what is the centre vertical line in Manitobas Grid called

Answer 12

Principal Meridian - squares within the grid are designated as townships and ranges

Question 13

townships

Answer 13

• numbered starting at the southern border of the province going north
• south to north

Question 14

ranges

Answer 14

• numbered starting from the principal meridian and going west and from principal meridian going east
• east to west

Question 15

sections

Answer 15

• within each square are 36 sections of land
• numbered starting in the SE corner and going left to right and from bottom up

Question 16

rural descriptions

Answer 16

usually read from smallest to largest unit

Question 17

what is the typical rural legal description

Answer 17

• it will designate the section number (or half or quarted thereof by compass points)
• the numbered ownership
• the numbered range
• west or east of the principal meridian (SE 1/4 2-16-22EPM -> south east quarter, section 2, ownership 26, range 22 east of the principal meridian -> read backwards to look for the place)

Question 18

plan of subdivision - urban property land description

Answer 18

• required when a single parcel of real property is being subdivided into smaller groups of residential or commercial properties for sale
• new title numbers and new legal descriptions would be made for new parcels of property

Question 19

new parcels of real property

Answer 19

new titles -> title number -> creating new properties

Question 20

new parcels of real property

Answer 20

new titles -> title number -> creating new properties

Question 21

how is urban property in manitoba divided and legally described

Answer 21

lot - smallest unit
block - next largest unit
plan of subdivision
parish - the catholic parish which historically defined the area
river lot - the elongated lots which run parallel to each other from the river
( Lot 1, Block 2, Plan 123, WLTO in RL 3, Parish of St. James)

Question 22

what is a title search

Answer 22

it is a type of legal search, it allows searches, orders, views, prints, and downloads of titles
- when performing a document search, the title we are requesting is called a status of title

Question 23

what are instruments

Answer 23

any formal legal document

Question 24

what are encumbrances

Answer 24

claims against real property registered on title

Question 25

what can you search by when performing a title search

Answer 25

you can search by the title number personal name business name lot, block, plan parish township condominium unit - if you do not have information to search a title, you need a civic address

Question 26

what is a civic address

Answer 26

a civic address can be used to obtain a tax search, which will give you the legal description of the property, net amount of current taxes, amount of any arrears, and amount of any TIPP ( tax installment payment program)

Question 27

land title forms

Answer 27

any documents registered with the LTO must be accompanied by registration details application form, these forms can be found online in word docs or fillable pdfs

Question 28

manually performing title searches

Answer 28

you must complete a service request form requesting a status of title

Question 29

service request form

Answer 29

used to request searches or copies of documents from the LTO

Question 30

status of title

Answer 30

status of title gives: - the title number, the date it was created, and the originating instrument - the names of the registered owners and how they hold title - the legal description of the property - all active instruments and encumbrances - the address for service (civic address)

Question 31

record of title

Answer 31

you must complete a service request form requesting this to obtain historical instrument/encumbrance registrations - provides title ownership information - legal description of property - list of active and inactive instruments/encumbrances affecting the title, including their registration numbers