PP 3 - Pre-contract searches and enquiries Flashcards

(26 cards)

1
Q

What is a report on title?

A

A document prepared by the buyer’s solicitor before exchange, summarising title investigation, search results, and replies to enquiries.

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2
Q

What are the purposes of a report on title?

A
  • Explain material facts
  • Identify issues and implications
  • Provide potential solutions
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3
Q

What are typical contents of a report on title?

A
  • Executive summary
  • Property details
  • Benefitting/burdening rights
  • Search results
  • Enquiries
  • Planning/building regulations
  • Insurance, SDLT, conclusion
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4
Q

What disclaimers are typically included in a report on title?

A
  • No physical inspection
  • No opinion on commerciality
  • The report is confidential to the client and should not be relied upon by others.
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5
Q

What are the solicitor’s regulatory duties in providing a report on title?

A
  • CCS 6.4: Inform client of material info
  • CCS 8.6: Info must be clear and understandable
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6
Q

What is the purpose of pre-contract searches and enquiries?

A
  • Ensure buyer is fully informed before they become legally bound
  • Protects against caveat emptor
  • Identify risks before exchange
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7
Q

When are searches usually conducted?

A

After receiving the draft contract and title documents — before exchange.

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8
Q

What are the standard searches?

A
  • Local Authority Search (LLC1 + CON29)
  • Drainage & Water (CON29DW)
  • Environmental Search
  • Chancel Repair Search
  • Land Charges (K15 for unregistered)
  • Search of the Index Map (SIM)
  • Bankruptcy Search (K16)
  • Companies Search
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9
Q

What are common optional searches?

A
  • CON29O optional enquiries
  • Highway search
  • Mining & subsidence searches
  • Flood search
  • Utility searches
  • Railway/Waterway enquiries
  • Environmental Phase I/II
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10
Q

When is planning permission required?

A
  • Building works (external not internal)
  • Material change of use
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11
Q

What is permitted development under the GPDO 2015?

A
  • Minor works allowed without planning permission
  • Examples: garden decking, small extensions
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12
Q

What restricts permitted development rights?

A
  • Article 4 Directions (local authority can restrict or remove permitted development rights)
  • Conservation areas (areas of special historic or architectural interest)
  • Listed buildings
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13
Q

What is a Certificate of Lawfulness?

A

If unsure whether a development falls within GPDO, apply for a certificate of lawfulness (not planning permission but confirmation of legality).

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14
Q

What are listed buildings and what consent is needed?

A
  • Grade I, II*, II buildings of historical interest
  • Require listed building consent for alterations
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15
Q

What are building regulations?

A

Regulates health and safety requirements; consent and inspection required; separate from planning permission.

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16
Q

What is self-certification under building regs?

A

Certain works can be certified by approved professionals (e.g., Fensa for windows, Gas Safe for boilers).

17
Q

What is a breach of planning control?

A
  • Development without permission
  • Breach of planning condition
18
Q

What are types of planning enforcement actions?

A
  • Enforcement Notice - tells someone to correct or stop a breach of planning control by a deadline.
  • Stop Notice - can force the activity to stop immediately (even before the enforcement notice deadline has passed). Needed to prevent continuing serious breach immediately to prevent serious harm.
  • Breach of Condition Notice
  • Injunction - court order
19
Q

What are the time limits for enforcement?

A
  • Building works: 4 years
  • Change of use to single dwelling house: 4 years
  • Other change of use: 10 years
  • Breach of planning condition: 10 years
20
Q

What are buyer’s options if there is a planning or building regulation breach?

A
  • Withdraw (drastic)
  • Seller rectifies
  • Retrospective planning permission
  • Regularisation certificate for works without building regulations approval
  • Indemnity insurance at seller’s expense
21
Q

What are pre-contract enquiries and why are they important?

A

Questions from buyer to seller; reveal info not on title or in searches; important under caveat emptor.

22
Q

What is the seller’s duty when replying to enquiries?

A
  • Must not mislead
  • Must investigate or state if no investigation
  • Must update if replies are >2 months old
23
Q

What are remedies for misrepresentation in replies?

A
  • Rescission (if fraudulent or serious misrep)
  • Damages (if property materially different)
24
Q

What is the Law Society Conveyancing Protocol?

A

Guidelines for residential conveyancing; encourages transparency and consistency; mandatory for Conveyancing Quality Scheme members.

25
What are seller’s solicitor responsibilities under the Protocol?
* Update replies if >2 months old * Refuse to answer non-essential or improper enquiries
26
What are consequences of breaching the Protocol?
* Law Society may investigate * Risk of removal from the CQS scheme