QFS

Question 1

A set amount of money due on a set date;

Answer 1

fixed expense

Question 2

expenses paid once a year;

Answer 2

annual expense

Question 3

to sign a check is to BLANK it

Answer 3

endorse

Question 4

a plan for the use and management of money

Answer 4

budget

Question 5

expenses that vary in amount are called what?

Answer 5

flexible expense

Question 6

what source of income is risky to include in a budget plan?

Answer 6

additional sources bonus, holidays

Question 7

what does PIN stand for?

Answer 7

personal identification number

Question 8

what is the maximum amount you can change on a credit card?

Answer 8

credit line

Question 9

what are assets?

Answer 9

a useful or valuable thing, person, or quality house, car

Question 10

what is collateral?

Answer 10

an item or value that a lender can seize from a borrower that fails to repay a loan

Question 11

what are 3 ways to obtain credit?

Answer 11

get a co-signer, take out a credit builder loan, and or apply for a credit card

Question 12

A written contract that legally binds a lender and a borrower to specific credit terms is a what?

Answer 12

credit agreement

Question 13

“BAD” credit ranges where?

Answer 13

300 - 579

Question 14

“FAIR” credit ranges where?

Answer 14

580 - 669

Question 15

“GOOD” credit ranges where?

Answer 15

670 - 739 and 740 - 799

Question 16

“EXCELLENT” credit ranges where?

Answer 16

800 - 850

Question 17

plans that are made to reach a specific goal is what?

Answer 17

a action plan

Question 18

to experience through hearing is what?

Answer 18

audiotory

Question 19

the principles that govern a person or group is what?

Answer 19

ethics

Question 20

the end toward which effort is aimed is called what?

Answer 20

gaol

Question 21

a learning style through doing is what?

Answer 21

kinesth learning

Question 22

a description of what an individual would like to accomplish in the future is called what?

Answer 22

vision statement

Question 23

the formal term for yes in the parliamentary procedure is what?

Answer 23

aye

Question 24

to speak againt for or againt a motion is what?

Answer 24

debate

Question 25

why is it important to check the date when researching?

Answer 25

so that you get accurate information

Question 26

T/F an employer can reserve certain jobs for men and prevent women from applying or being considered

Answer 26

FALSE

Question 27

all employers misy abide by the law and treat all job candidates equally according to WHO?
What does that stand for?

Answer 27

EOE
equal opportunity employees

Question 28

what is the greatest weapon against discrimination and sexual harassment at work?

Answer 28

to know your rights

Question 29

what are 2 basic forms of sexual harassment?

Answer 29

1) something is given to get something in return- quid pro quo harassment

2) a person makes an enjoyment unpleasant that I infers with your work performance

Question 30

an advanced degree requiring education beyond a bachelor’s degree is what?

Answer 30

a degree

Question 31

T/F you can receive a bachelor’s degree from a community college

Answer 31

FALSE
you can receive an associates degree

Question 32

a classified ad providing specific info about a job is a what?

Answer 32

open ad

Question 33

what is a gap in employment?

Answer 33

a time during your professional career, that you didn’t have formal employment.

Question 34

T/F a resume is a verbal summary of a person edu, work, experience, and other job qualifications

Answer 34

FALSE

Question 35

how often should you update your resume?

Answer 35

every job opprotunity