Flashcards in Random stuff for Test 3 Deck (41):
to work for oneself
trabajo por cuenta propia
las socias de un negocio
most hispanic countries have very different tax systems from America. They do have income tax, but most government income comes through assessed taxes, property taxes, and customs duties.
Bad because lower-income people end up paying a higher share of their incomes than higher-income people do.
El impuesto al valor agregado
An indirect tax added to the value of products during various phases; collected by Spain and Mexico.
The IRA does not
provide tax forms in Spanish. They provide lots of other things in Spanish tho.
What can Spanish speakers do to file their taxes?
1) find bilingual friend, family member or accountant
2) volunteer organizations like VITA/TCE or AARP
What is the popular way to file taxes in the Latino community? Why?
The internet. Earlier rebates, safer, easier, cheaper.
el sistema tributario
chaquetas y abrigos
jackets and coats
already made the request to the office of patents and trademarks but still have not received response
for the second one
girls: dresses blouses and skirts
boys: shirts and pants
all: jeans, coats and jackets
for the second one
My advice is to begin by improving the look of its products and highlighting its special features
for the second one
There are now many spanish newspapers in circulation in america
Univision, telemundo, azteca america, Telefutura
As the consumer power of hispanic americans has begun to represent more money
several advertising agencies in the U.S. have created departments to cater exclusively to these consumers
ready made clothes require a great quantity of manpower
las confecciones requieren gran cantidad de mano de obra
cuando la diferencia de salarios entre los obreros de los paises ricos y los de los paises pobres se hizo notable, las grandes empresas productoras de ropa hecha trasladaron sus talleres a lo wue entonces se conocia como paises del tercer mundo
When the wage gap between workers in rich countries and poor countries became notable, garment-producing corporations moved their workshops to the wue then is known as the third world countries
A lot of Latin American countries let the factories pay their workers low pay because it partially solves the problem of unemployment, and if they demand higher wages the companies will move to poorer countries
talleres de confecciones- workshops of clothes
Since the PAS satellite's launch
advertisers have been taking advantage of it's cheapness by showing commercials throughout Latin America despite some differences from country to country
Internet use in Latin America
Spanish Internet Advertising is one of the fastest growing enterprises, partially due to the rapid increase in internet users in Latin America.
mude a este barrio ayer
moved to this neighborhood yesterday (3)
Cobran cuarenta centavos por cada cheque girado
you charge 40 cents for each drawn check
pero ambos servicios son gratuitos si mantiene un saldo promedio de mas de $1.000
but both services are free is you maintain an average balance of more than $1000 dollarss
en seguida se los mostraré. Tendrá sus cheques en dos semanas
I will show you them. You will have your checks in 2 weeks.
el mismo banco
the same bank
mi banco quebró
My bank went bankrupt
las cuentas de hasta
accounts up to
mi hija vendra a firmarlas mas tarde
my daughter will come sign these later
todavía esta dando sus primeros pasos
it is still taking its first steps
no me convendria tener todo mi dinero inmovilizado en un CD
I would not be useful to have all my money tied up on a CD
Latin American countries have all these different types of banks
1) central bank, issues currency and controls activities of commercial banks
2) commercial banks
3) development banks- specialized areas of the economy
4) mortgage banks- help families purchase homes
5) savings banks- generally private
Banking in Latin American countries
Opening a bank account in Latin America is not as easy as in the U.S, especially for savings accounts. Much banking is limited to middle and upper class.
Poor people in Latin America
if they have enough money to save, they deposit it in the Caja Postal de Ahorros, a savings service provided by the post offices in some countries.
Why do Hispanics often feel uncomfortable with online banking?
In Latin American countries, the law gives importance to written documents with signatures and seals