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Flashcards in TB - Workers Compensation Deck (10)
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1

All of the following are true about workers compensation law, except?

I. The cost is paid by the employee

II. Payment is made without regard to negligence

III. Pay employees medical expenses, loss of time benefits, death benefits and scheduled injury payments


I Only

II Only

II and III

I, II, and III

I Only

2

Workers compensation insurance provides coverage for all the following, except:


Medical Benefits

Income Benefits

Funeral Benefits

Property Benefits

Property Benefits

3

Workers compensation scheduled injury benefits are provided for:


Permanent partial disability

Temporary total disability

Permanent total disability

All of the Above

All of the Above

4

Employers liability coverage in workers compensation insurance provides coverage for:


Statutory claims brought against employer by the employee

Common law claims against employer by the employee

Claims in excess of basic policy limits

Claims for damage to property of others resulting from employment

Common law claims against employer by the employee

5

A severely sprained back rendering the employee unable to work for six weeks is an example of a ___________ disability.


Permanent total

Temporary total

Permanent partial

Temporary partial

Temporary total

6

The most severe type of injury under workers compensation would be:


Permanent total

Temporary total

Permanent partial

Temporary partial

Permanent total

7

Which of the following statements about workers compensation is correct?


Workers compensation benefits are idle tick in all states

Workers compensation is an exclusive remedy

Every state provides extraterritorial coverage

Workers commendation pay for incurred pain and suffering

Workers compensation is an exclusive remedy

8

What is the purpose of the Federal Employers Liability Act?


To cover railroad employees

To cover crew members of a ship

To cover black lung benefits for miners

To cover workers who load and unload ships

To cover railroad employees

9

Which of the following individuals is likely to have a valid workers compensation claim?


A retired employee injured while visiting his old workplace

An employee who suffers a diabetic coma on the job from failure to take prescribed medication

An employee injured while performing an operation for which he had not yet been trained

A sole proprietor injured in an auto accident while driving to a friends house

An employee injured while performing an operation for which he had not yet been trained

10

What is the primary objective of workers compensation insurance?


The payment of benefits to employees for injuries arising out of their employment

To provide accident insurance for employees both on and off the job

To improve employees working conditions

None of the above

The payment of benefits to employees for injuries arising out of their employment