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U3 Definitions - WORD - DEF Flashcards

(72 cards)

1
Q

To account for (African-Americans account for 12% of the US population.)

A

to form a particular amount or part of something.

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2
Q

An account (My salary is paid into my bank account.)

A

an arrangement in which a bank keeps your money safe so that you can pay more in or take money out.

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3
Q

To balance (I keep track of what I spend, and each month balance my account.)

A

to calculate how much money a person or company has spent, and how much money they have received, especially to make sure there is money left in their account.

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4
Q

Balanced (New York state has failed to achieve a balanced budget for the past eight years)

A

if your budget or account is balanced, you are not spending more money than you have available.

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5
Q

A balance (What was the balance in the account at the end of the month?)

A

the amount of money that you have in your bank account.

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6
Q

bank balance (My bank balance is a little low after the holidays)

A

the amount of money that you have in your bank account.

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7
Q

To bank (The cash taken in payment is banked each evening.)

A

1) bank with/at to keep your money in a particular bank: I’ve always banked with Barclays Bank. 2) to put or keep money in a bank.

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8
Q

Banking ( I mostly do my banking online.)

A

using the services that a bank provides.

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9
Q

A branch (The bank has branches all over the country.)

A

a local business, shop, etc. that is part of a larger business, etc.

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10
Q

To deposit (into) (Each month your salary will be deposited directly into your account.)

A

to put money in a bank where it will be safe.

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11
Q

A deposit (You can make deposits in the cash machines.)

A

an amount of money that is paid into a bank account.

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12
Q

The Finances (There are concerns about the company’s finances.)

A

the money that an organisation or person has, and the way that they manage it.

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13
Q

A financier (He is a corporate financier with a merchant bank)

A

someone who controls or lends large sums of money.

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14
Q

A payer (Tax relief is given to mortgage payers.)

A

someone who pays someone or something.

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15
Q

A payee (Reports can show transactions by date, amount or payee.)

A

the person or organisation to whom money must be paid.

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16
Q

To prohibit (Smoking is strictly prohibited inside the factory)

A

to say that an action is illegal or not allowed.

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17
Q

Prohibitive (The cost of buying a house in London has become prohibitive to all but the very rich.)

A

relating to costs that are so high that they prevent people from buying or doing something.

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18
Q

To top up (We’ll top up your phone automatically.)

A

to add more money to a mobile phone account.

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19
Q

Transactional (The bank statement shows your transactional data.)

A

relating to doing business, especially to buying or selling things.

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20
Q

A transaction (Records show that credit-card holders carried out ten transactions a week on average.)

A

1) the action of buying or selling something: The bank charges a fixed rate for each transaction. 2) make/carry out a transaction to buy or sell something.

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21
Q

To transfer (I transferred £400 from my savings to my current account.)

A

to move money from one person, account or bank to another.

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22
Q

A transfer (Payment can be made either by credit card or by bank transfer.)

A

the action of moving money from one person, account or bank to another.

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23
Q

To withdraw (I’d like to withdraw £500 from my current account.)

A

to take money out of a bank account.

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24
Q

A withdrawal (Customers can use the machine to make withdrawals of up to £250 a day.)

A

the act of taking money from a bank account, or the amount you take out.

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25
A direct debit (Payments can be made by direct debit and standing orders.)
an instruction you give your bank to pay money directly out of your account regularly to a particular person or organisation.
26
A fee (The membership fee is cheaper if you don’t use the gym in the evenings.)
an amount of money that you pay to do something or that you pay to a professional person for their work.
27
A money order (Payment must be by cheque or money order.)
a document that you buy in a post o­ffice or a bank and send to someone so that they can exchange it for money in a bank.
28
money transfer service (A money transfer service often o­ ers better exchange rates than the big banks.)
a way of sending or paying money to someone without using cash, usually done on a mobile phone or computer.
29
online banking (also electronic banking) (So many people have switched to online banking that some banks have shut high street branches.)
a service provided by banks that allows people to pay money from one account to another, pay bills, etc. over the internet.
30
A high-street bank
a bank that offers services to the general public as well as to businesses and has branches in may towns and cities.
31
Expense (Household expenses just seem to keep going up.)
something you have to spend money on, for example food or rent.
32
To come up (The same problems come up every time)
if a problem or di­fficulty comes up, it appears or starts to affect you.
33
To set up (something) (You’ll need to set up a bank account now that you’re working.)
to make the arrangements that are necessary for something to happen.
34
A trust fund (The proceeds from any sale would go into a trust fund for the children.)
money belonging to someone that is controlled for them by someone who has legally been asked to do so.
35
To get by on (As a student, after paying my rent and tuition, I could get by on about £30 a week.)
to have enough money to buy the things you need, but no more.
36
An allowance (Employees are given a travel allowance as part of their pay)
an amount of money that you are given regularly or for a special purpose.
37
A grant ( The university gets a government grant.)
an amount of money given to someone, especially by the government, for a particular purpose.
38
To dip into something (Medical bills forced her to dip into her savings.)
to use some of an amount of money that you have.
39
To run up (a debt/bill) (He ran up thousands of pounds worth of debts using other people’s credit cards.)
to use a lot of something or borrow a lot of money, so that you owe a lot of money.
40
A mortgage (They’ve taken out a 30-year mortgage.)
a type of loan to buy a house, that you pay back over a period of many years.
41
Carry out (A survey is now being carried out nationwide.)
to do something that needs to be organised and planned.
42
Set up (You’ll need to set up a bank account now that you’re working.)
to make the arrangements that are necessary for something to happen.
43
Anticipate (Sales have been better than anticipated.)
to expect that something will happen and to be ready for it.
44
Anticipation (We were excited and full of anticipation at the prospect of the trip.)
when you are expecting something to happen.
45
Breakdown (Can you give us a breakdown of the figures?)
a list of all the separate parts of something.
46
Objective (Scientists need to be objective when doing research.)
able to think about a situation in a way that is based on facts, rather than on your feelings or beliefs.
47
Objectively (Our task is to look at the evidence objectively and impartially.)
in a way that is based on facts, rather than on your feelings or beliefs.
48
Picture (Picture what it would be like if we had a million dollars.)
to imagine something by making an image in your mind.
49
Visual (A few visuals make the information more memorable and interesting.)
something such as a picture or short video, as opposed to information that you hear or read.
50
visualise (also visualize) (I tried to visualise the house while he was describing it.)
to form a picture of someone or something in your mind.
51
spending habits (The recession will mean that many people will be changing their spending habits.)
the way you usually spend your money and the kinds of things you spend it on.
52
big picture (We were so caught up with the details that we lost sight of the big picture.)
the situation considered as a whole.
53
Scratch (He had built the business up from scratch.)
from scratch from the beginning, without using anything that was prepared before.
54
Dependency (The government is trying to reduce dependency on public services and benefits.)
when you depend on the help and support of someone or something else in order to exist or be successful.
55
Dependent (Norway’s economy is heavily dependent on natural resources.)
needing someone or something in order to be successful.
56
collective [only before noun] (It was a collective decision.)
shared or made by every member of a group or society.
57
Target (It’s clear that smaller, more vulnerable banks have been targeted.)
to choose a particular person or place to do something to, especially to attack them.
58
target audience/market/customer etc. (These advertisements are aimed mainly at our target customers.)
the group of people that a product, service, idea, etc. is aimed at.
59
Redistribute (Taxes are a way of redistributing income for the welfare of the whole society.)
to share or divide something in a way that is different from before.
60
Persistent (If she hadn’t been so persistent she might not have got the job.)
continuing to do something although it is di­fficult.
61
Backing (Does this policy have government backing?)
support or help.
62
break something down (Once the statistics are broken down, some clear patterns of employment begin to emerge.)
to separate information or a total amount into parts, especially so that it is easier to understand.
63
Breakdown (Can you give us a breakdown of the figures?)
a list of all the separate parts of something.
64
Assurance (He gave an assurance that the work would be completed by Wednesday.)
a promise that something will definitely happen or is definitely true, made especially to make someone less worried.
65
Assure (The airline has assured travellers there will be no further delays.)
to tell someone that something will definitely happen or is definitely true, so that they are less worried.
66
Dissatisfaction (Thirty per cent of customers expressed dissatisfaction with the service.)
a feeling of not being satisfied, because you did not get what you needed or wanted.
67
Express (Employees have expressed their concerns about the location of the new office.)
to tell or show what you are feeling or thinking by using words.
68
Force (Bad health forced him into taking early retirement.)
to make someone do something they do not want to do.
69
Notice (They closed the factory, giving the workers only a week’s notice.)
information or a warning about something that is going to happen.
70
Overdraft (The bank had agreed to temporarily increase the business’s overdraft without charging extra.)
the amount of money you owe to a bank when you have spent more money than you had in your account.
71
resolution (This is a forum for the resolution of commercial disputes.)
when someone solves a problem, argument or di­ cult situation.
72
deterioration (There has been a rapid deterioration in air quality in the city.)
The process of becoming worse.