Unit 6

Question 1

change

Answer 1

drobne

Question 2

receipt

Answer 2

paragon

Question 3

bank statement

Answer 3

wyciąg bankowy

Question 4

beggars

Answer 4

żebracy

Question 5

stay in credit

Answer 5

być na plusie

Question 6

go into the red

Answer 6

przekroczyć stan konta

Question 7

overdraft facility

Answer 7

kredyt w rachunku bieżącym

Question 8

to be in the black

Answer 8

to have money in the bank and to not be in debt

Question 9

to go back into the black

Answer 9

ponownie przynosić zyski

Question 10

charge

Answer 10

obciążać

Question 11

pay interest on a credit card

Answer 11

płacić opłatę za kartę kredytową

Question 12

to owe money

Answer 12

to have a debt

Question 13

equity stake

Answer 13

money risked when a business owns part of another company

Question 14

shares

Answer 14

equal parts into which the capital or ownership of a company is divided

Question 15

recession

Answer 15

a period of time when business activity decreases because the economy is doing badly

Question 16

stock market/exchange

Answer 16

a place where company shares are bought and sold

Question 17

forecast

Answer 17

a description of what is likely to happen in the future

Question 18

debt

Answer 18

money owed by one person or organisation to another person or organisation

Question 19

to owe money

Answer 19

to have a debt

Question 20

profit margin

Answer 20

the difference between the price of a product or service and the cost of producing it

Question 21

investment

Answer 21

money which people or organisations put into a business to make a profit

Question 22

bankruptcy

Answer 22

when a person or organisation is unable to pay their debts

Question 23

a dividend

Answer 23

a part of a company’s profits paid to the owners of shares

Question 24

pre-tax profits

Answer 24

the money a business makes before payment to the government

Question 25

annual turnover

Answer 25

the amount of money which a business obtains (in a year) from customers by selling goods or services

Question 26

to go bankrupt

Answer 26

zbankrutować

Question 27

emerging markets

Answer 27

a market that has some characteristics of a developed market, but does not fully meet its standards

Question 28

frontier market

Answer 28

developing countries with smaller, riskier, or more illiquid capital markets than emerging markets

Question 29

heavy trading

Answer 29

a period of time during which a lot of shares, bonds, etc. are bought and sold

Question 30

cash

Answer 30

gotówka

Question 31

fixed-interest securities

Answer 31

papiery wartościowe o stałym oprocentowaniu

Question 32

government bonds

Answer 32

obligacje państwowe

Question 33

index-linked securities

Answer 33

linked to the rate of inflation securities

Question 34

bonds

Answer 34

obligacje

Question 35

commercial property

Answer 35

brick and mortar equities (nieruchomości komercyjne)

Question 36

commodities

Answer 36

articles e.g. precious metals

Question 37

hedge fund

Answer 37

fundusze hedgingowe

Question 38

absolut return funds

Answer 38

guarantee some level of return

Question 39

perceptive

Answer 39

spostrzegawczy

Question 40

frenetic

Answer 40

mad/insane

Question 41

trader

Answer 41

a person who buys and sells short-term shares, stocks, derivatives

Question 42

to impair

Answer 42

affect the ability

Question 43

hurly-burly

Answer 43

noisy activity

Question 44

to appeal to someone

Answer 44

to arouse a sympathetic response

Question 45

exceptionally

Answer 45

wyjątkowo

Question 46

research analysis

Answer 46

reducing data to a story and interpreting it to derive insights

Question 47

derivatives

Answer 47

instrumenty pochodne an arrangement or product (such as a future, option, or warrant) whose value derives from and is dependent on the value of an underlying asset, such as a commodity, currency, or security

Question 48

demanding place

Answer 48

wymagające miejsce

Question 49

volatility

Answer 49

liability to change rapidly and unpredictably, especially for the worse

Question 50

bear market

Answer 50

a market in which share prices are falling, encouraging selling

Question 51

bull market

Answer 51

a market in which share prices are rising, encouraging buying

Question 52

traders

Answer 52

people who deal in shares and bonds

Question 53

financial analyst

Answer 53

someone who carefully examines the financial state of a company

Question 54

trading desk

Answer 54

the area of a financial market where a particular company does business

Question 55

equities

Answer 55

the capital that a company has from shares rather than from loans

Question 56

research analysis

Answer 56

the careful examination of the performance of companies and stocks

Question 57

business sector

Answer 57

the part of the economy made up by companies

Question 58

earnings

Answer 58

the profit that a company makes in a particular period of time

Question 59

options

Answer 59

financial derivatives that give the buyer the right to buy or sell the underlying asset at a stated price within a specified period

Question 60

futures

Answer 60

derivative financial contracts that obligate the parties to transact an asset at a predetermined future date and price the buyer must purchase or the seller must sell the underlying asset at the set price, regardless of the current market price at the expiration date