X9.100-187 Records

Question 1

What defines records for both Forward image exchange and Return image exchange?

Answer 1

Selected ANSI X9.100-187 Records

Question 2

What is the File Header Record (Type 01) associated with?

Answer 2

File Control Record (Type 99)

Question 3

What information does the File Header Record (Type 01) contain?

Answer 3

Origin / Destination Routing Numbers and Names, Creation Date and Time

Question 4

What does the File Control Record (Type 99) contain?

Answer 4

File control information including Cash Letter count, Item count, Total amount

Question 5

What are the Cash Letter Header Record (Type 10) and Cash Letter Control Record (Type 90) associated with?

Answer 5

Cash Letter level controls

Question 6

What information does the Cash Letter Header Record (Type 10) contain?

Answer 6

Destination and ECE Institution Routing Numbers, Various dates and time and codes

Question 7

What does the Cash Letter Control Record (Type 90) provide?

Answer 7

Control totals for cash letter including Bundle Count, Item Count, Total Amount

Question 8

What is the Bundle Header Record (Type 20) associated with?

Answer 8

Bundle Control Record (Type 70)

Question 9

What does the Bundle Header Record (Type 20) contain?

Answer 9

Destination and ECE Institution Routing Numbers, Various dates, Bundle ID and Sequence Number, Cycle Number

Question 10

What does the code in the Bundle Header Record (Type 20) indicate?

Answer 10

Forward or return bundle (Not mixed in same cash letter)

Question 11

Fill in the blank: The Cash Letter Header Record (Type 10) indicates whether the cash letter is Forward (01) or Return (03) and the _______.

Answer 11

Inclusion (or to follow) image records

Question 12

What does the Bundle Control Record (Type 70) provide?

Answer 12

Control totals in bundle for:
* Item count
* Total amount
* Images within Bundle count
* Approximately 300 items in each bundle

This record is essential for tracking and managing the contents of bundles in check processing.

Question 13

What information does the Check Detail Record (Type 25) contain?

Answer 13

One record for each check containing:
* Information from MICR line of check
* ECE Institution Item Sequence Number
* Codes for documentation type, returns accepted, archive availability, MICR line repair
* Aux-on us field for business-sized checks

This record is crucial for processing individual checks and their associated details.

Question 14

What is the purpose of the Check Detail Addendum A Record (Type 26)?

Answer 14

Associated with the previous Check Detail Record
* Identifies/provides information on return location for customer returns
* Typically includes BOFD routing information
* Conforms to Reg CC requirements

This record ensures compliance with regulations and helps track returned checks.

Question 15

True or False: The Check Detail Addendum C Record (Type 28) can have multiple records for subsequent endorsers.

Answer 15

True

This allows for tracking multiple endorsements on a single check.

Question 16

What does the Return Record (Type 31) represent?

Answer 16

One record for each return item created by paying bank or returning institution

This record is key for documenting returned checks in the check processing system.

Question 17

Fill in the blank: The Check Detail Addendum C Record (Type 28) carries codes to indicate the _______.

Answer 17

[institution that truncated original check]

This information is vital for understanding the processing history of a check.

Question 18

What are the two purposes of the Type 28 record?

Answer 18

Contains Return Reason from prior Type 35 record for:
* Re-presented item
* Subsequent indorsements information for each endorsing institution

These purposes facilitate the handling of re-presented checks and ensure proper endorsement tracking.

Question 19

What does the Truncation indicator set to ‘Y’ signify?

Answer 19

Indicates that the institution truncated the original check

This is an important detail for understanding the check’s processing history.

Question 20

Approximately how many items are typically in each bundle as per the Bundle Control Record?

Answer 20

Approximately 300 items

This standardization helps in managing and processing bundles efficiently.

Question 21

What is the purpose of the Forward Bundle Date?

Answer 21

Indicates the date associated with the forward bundle of checks

Used for tracking and processing checks in the clearing cycle.

Question 22

What does the Return Reason code indicate?

Answer 22

The reason a check is returned

This code provides clarity on why a particular check could not be processed.

Question 23

What is the function of the Return Addendum B Record (Type 33)?

Answer 23

Used in conjunction with Return Record (Type 31)

May contain the Auxiliary On-Us field.

Question 24

What information does the Auxiliary On-Us field contain?

Answer 24

Optional field left of routing number on the MICR line

Used on business-sized checks for various control and identification purposes.

Question 25

What is the purpose of the Return Addendum A Record (Type 32)?

Answer 25

Mirrors Check Detail Addendum A Record (Type 26) ## Footnote Identifies return location and Bank of First Deposit (BOFD).

Question 26

What information does the Return Addendum D Record (Type 35) contain?

Answer 26

* Paying bank identification * Return reason code * Same Return Reason as Return Record (Type 31) ## Footnote Important for tracking re-presented items.

Question 27

What does the Type 26 record identify?

Answer 27

Return location and Bank of First Deposit (BOFD) ## Footnote Essential for processing returned checks.

Question 28

What is the purpose of Image View Records?

Answer 28

Convey image data and image of the check ## Footnote Includes both forward collection and return processes.

Question 29

What types of records are included in Image View Records?

Answer 29

* Image View Detail (Type 50) * Image View Data (Type 52) ## Footnote Both types are necessary for check imaging.

Question 30

What must accompany each check imaged?

Answer 30

* Pair of 50/52 records for front view * Pair of 50/52 records for back view ## Footnote Ensures comprehensive imaging of checks.

Question 31

What information is contained in the Type 50 Record?

Answer 31

* Codes describing the image * Format and Compression * View side (front or rear) * View descriptor (full or partial view) * Digital signature and security information, if included ## Footnote Provides detailed metadata about the check image.

Question 32

What does the Type 52 Record include?

Answer 32

The image of the check ## Footnote Contains the actual visual representation of the check.

Question 33

True or False: Partial views of checks may be permitted by agreement.

Answer 33

True ## Footnote This flexibility allows for various processing agreements.