Unit 6 Topic 10 Flashcards
What are some challenges of urban change?
Housing affordability: Rising housing prices make it difficult for low and middle income families to afford a place to live in.
Inequality: The wealthy may benefit more from the economic opportunities and amenities associated with urban living. Poorer residents may struggle to have access to affordable housing and other necessities.
Traffic: Impacts in the air quality and the quality of life
Environment: Pressure on neutral resources.
What is gentrification?
A process in which a neighborhood undergoes a change in population and an increase in property values, often resulting in the displacement of low-income residents and small businesses.
How can gentrification affect urban change?
-Caused by the migration of more affluent people/businesses in an area
-Can displace long-time residents
-Can decrease the social and cultural aspect of communities
-Can cause alteration or loss of cultural or historical landmarks
What is redlining?
A discriminatory practice in which financial institutions and other organizations deny or limit financial services, insurance, or other resources to residents of certain areas.
What is the fair housing act of 1968?
An act passed to make discrimination in the sale, rental, and financing of housing based on race, religion, and other factors illegal.
How did redlining affect urban change?
-Typically targeted racial or ethnic minorities
-Redlining was made illegal in 1968 with the Fair Housing Act
-Affects housing prices and the demography of America today
What is blockbusting?
A practice in which real estate agents or developers try to encourage homeowners to sell their properties by creating a sense or panic about the racial or ethnic composition of a neighborhood.
How did blockbusting affect urban change?
-Often done alongside with redlining.
-Lead to the displacements of families and communities
-Contributed to segregation and inequality
How was blockbusting done? (Methods)
Done through spreading rumors that people of a certain race or ethnicity are moving into a specific area.
Done through by saying that property values will decline if certain races or ethnicities move into a specific area.
What is white flight?
Refers to the phenomenon of white people moving out of urban neighborhoods that are becoming racially or ethnically diverse, often to suburban areas.
How did white flight affect urban change?
Done alongside with racism and discrimination
Made broad patterns of racial and ethnic segregation
Contributed to segregation, inequality, and a lack of diversity in urban/suburban areas.
What is residential segregation?
Refers to the physical separation of different racial and ethnic groups in the housing market.
How does residential segregation affect urban change:
-Results in separate and unequal neighborhoods
-Can be caused by major factors like redlining or more subtle factors like discrimination.
-Caused by discrimination, housing policies, and economic inequality.
-Leads to unequal access to resources and opportunities
-Leads to lower values in neighborhoods
What is public housing?
A type of housing assistance provided by the government to low-income individuals and families.
Characteristics + positives of public housing
-Usually provided in the form of rental apartments or houses that are owned and managed by a government agency.
-Intended to provide safe and affordable housing for low-income families.
-Eligibility is based off of income
-Can help families in achieving long-term stability and independence.
