[Unit 4] Managing your finances

Question 1

Renting it out brings a steady income, much better than l_ cash _ _ _ _, shrinking with every wave of inflation.

= позволять деньгам лежать в банке

Answer 1

Renting it out brings a steady income, much better than letting cash sit in a bank, shrinking with every wave of inflation.

Question 2

Now, I sit down, make a budget, and really think about my purchases. It’s all about having that _ _ _.

= финансовая подушка безопасности

Answer 2

Now, I sit down, make a budget, and really think about my purchases. It’s all about having that financial safety net.

/faɪˈnænʃl̩ ˈseɪfti net/

Question 3

I bought a flat, you see, and that’s my plan for the future. R_ it _ brings a steady income.

= сдача её в аренду

Answer 3

I bought a flat, you see, and that’s my plan for the future. Renting it out brings a steady income.

Question 4

After getting my first job, I thought my financial worries were over, but I quickly learned that _ _ _ (= стабильный доход) is no longer a guarantee of financial security.

Answer 4

After getting my first job, I thought my financial worries were over, but I quickly learned that a steady income is no longer a guarantee of financial security.

Question 5

Renting it out brings a steady income, much better than letting cash sit in a bank, _ (= сокращаясь) with every wave of inflation.

Answer 5

Renting it out brings a steady income, much better than letting cash sit in a bank, shrinking with every wave of inflation.

Question 6

I used to rely on credit cards _ u_ _, but I’m no longer comfortable with that approach.

= в случае непредвиденных расходов

Answer 6

I used to rely on credit cards for unexpected expenses, but I’m no longer comfortable with that approach.

Question 7

After getting my first job, I thought my _ w_ were over.

= я думала, мои финансовые проблемы закончились

Answer 7

After getting my first job, I thought my financial worries were over.

/faɪˈnænʃl̩ ˈwʌriz/

Question 8

Now, I set aside some money each month j_ _ _ (= на всякий случай).

Answer 8

Now, I set aside some money each month just in case.

Question 9

I’ve been r_ my f_ lately, and I realized that going out to eat every other night is no longer sustainable.

= пересматриваю свой буджет

Answer 9

I’ve been reviewing my finances lately, and I realized that going out to eat every other night is no longer sustainable.

/rɪˈvjuːɪŋ/ /ˈfaɪnænsɪz/

Question 10

Well, I’m _ _ that impulsive buyer.

= больше не

Answer 10

Well, I’m no longer that impulsive buyer.

Question 11

Now, I sit down, make a budget, and really think about my _ (= покупки).

Answer 11

Now, I sit down, make a budget, and really think about my purchases.

/ˈpɜːtʃəsɪz/

Question 12

Now, I s_ _ (= откладываю) some money each month just in case.

Answer 12

Now, I set aside some money each month just in case.

Question 13

Now I can actually p_ _ a po_ of my p_ _ a retirement fund.

= откладывать часть зарплаты

Answer 13

Now I can actually put away a portion of my paycheck into a retirement fund.

/ ə ˈpɔːʃn̩ə maɪ ˈpeɪˌtʃek/

put away = put aside

Question 14

Sure, the market’s wild, but at least p_ (= real estate)’s something you can see and touch.

Answer 14

Sure, the market’s wild, but at least property’s something you can see and touch.

/ˈprɒpəti/

Question 15

Remember how I used to _ _ gadgets the moment I got my salary?

= транжирить

Answer 15

Remember how I used to splurge on gadgets the moment I got my salary?

/ splɜːdʒ/

Question 16

Now, I set aside some money each month just in case. It’s tough, but it feels good to know I’m _ if something _ _.

= у меня будет подушка безопасности, если что-то случится

Answer 16

It’s tough, but it feels good to know I’m covered if something comes up.

/ˈkʌvəd/
come-zup - linking!

Question 17

After getting my first job, I thought my financial worries were over, but I quickly learned that a steady income is no longer _ _ _ _ _.

= больше не гарантирует финансовую безопасность

Answer 17

After getting my first job, I thought my financial worries were over, but I quickly learned that a steady income is no longer a guarantee of financial security.

ˌɡærənˈtiː
faɪˈnænʃl̩
sɪˈkjɔːrɪti

Question 18

I’ve started _ an _ fund, you know, just to have that buffer.

откладывать на случай непредвиденных обстоятельств

Answer 18

I’ve started building an emergency fund, you know, just to have that buffer.

Question 19

I’ve been reviewing my finances lately, and I realized that going out to eat every other night is **_ lon_ _ **.

(= it’s too expensive, so I CAN’T CONTINUE doing this ANYMORE)

Answer 19

I’ve been reviewing my finances lately, and I realized that going out to eat every other night is no longer sustainable.

/ˈnəʊ ˈlɒŋɡə səˈsteɪnəbl̩/

Question 20

Sure, the market’s wild, but at least property’s something you can see and touch. You know, it’s not just numbers on a screen that can _ _.

= обвалиться за ночь

Answer 20

Sure, the market’s wild, but at least property’s something you can see and touch. You know, it’s not just numbers on a screen that can dive overnight.

/daɪv ˌəʊvəˈnaɪt/

Question 21

Now, I sit down, _ _ _ (= составляю бюджет), and really think about my purchases.

Answer 21

Now, I sit down, make a budget, and really think about my purchases.

/ˈmeɪ kə ˈbʌdʒət/

Question 22

Remember how I used to splurge on gadgets _ _ _ _ my salary?

= как только я получал

Answer 22

Remember how I used to splurge on gadgets the moment I got my salary?

Question 23

I used to _ _ _ _ for unexpected expenses, but I’m no longer comfortable with that approach.

= раньше я полагалась на кредитки

Answer 23

I used to rely on credit cards for unexpected expenses, but I’m no longer comfortable with that approach.