Health Systems: Access to Care & Disparities

Question 1

describe COBRA

Answer 1

• allows workers who lose their health insurance benefits because of job loss the right to continue under group coverage
• up to 18 months from date of job loss
• must continue to pay entire premium

Question 2

describe EMTALA

Answer 2

• to prevent hospitals dumping indigent or uninsured patients
• all hospitals receiving federal payments must screen and stabilize ER patients