Ch. 18: Databases Flashcards
(10 cards)
What is considered the most accurate way to verify a person’s residence, according to the text?
a) Searching an online database
b) Contacting the subject’s neighbors
c) Showing up at the front door
d) Using a second or third-party vendor
c) Showing up at the front door
what is an alternative to direct contact for verifying a subject’s residence?
a) Using a third-party database vendor
b) Contacting a data broker
c) Using an online record directly from the source of information
d) Relying solely on utility records
c) Using an online record directly from the source of information
A second or third-party database is defined as a collection of data gathered by an entity directly or indirectly from what?
a) Public records offices only
b) Data brokers exclusively
c) The source
d) Other private companies
c) The source
How do second or third-party vendors often acquire their data cheaply, according to the text?
a) Through direct visits to county offices
b) By purchasing from data brokers
c) By making pretext calls
d) Through authorized out-of-state vendors
b) By purchasing from data brokers
What “golden rule” of thumb is provided regarding obtaining records that an investigator cannot get themselves?
a) The vendor will definitely have an “inside man.”
b) The data is likely extremely “proprietary.”
c) The vendor probably cannot get it either without breaking some type of contract or law.
d) The price will always be low.
c) The vendor probably cannot get it either without breaking some type of contract or law.
What is often implied if the price to obtain data is “ridiculously expensive”?
a) The data is widely available.
b) The vendor is highly efficient.
c) The data is either extremely “proprietary” or obtained illegally.
d) The data is unreliable.
c) The data is either extremely “proprietary” or obtained illegally.
What is required to get someone’s credit report, according to the text?
a) A court order
b) A signed release waiver from the consumer
c) A subscription to a major credit reporting bureau
d) Permission from a credit collection company
b) A signed release waiver from the consumer
What is a “credit header” distinguished from a “credit report” by?
a) It requires a signed release waiver.
b) It contains only financial transaction details.
c) It contains basic information like name, address, and DOB, and usually doesn’t need a signed release.
d) It is only accessible through an “inside man.”
c) It contains basic information like name, address, and DOB, and usually doesn’t need a signed release
Why are records most accurate when they come directly from the source, rather than a second or third-party vendor?
a) Vendors always intentionally falsify data.
b) There is a margin of error when humans put information into a database.
c) The source always provides free access.
d) Vendors cannot access online records.
b) There is a margin of error when humans put information into a database.
An investigator exercising “due diligence” should do what to confirm a database hit for a person’s residence?
a) Send a certified letter to the address.
b) Rely solely on the database information.
c) Visit the listed property or talk to the neighbors.
d) Purchase more data from different vendors.
c) Visit the listed property or talk to the neighbors.
