Chapter 11 - Human Rights and Fair Housing Flashcards Preview

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Flashcards in Chapter 11 - Human Rights and Fair Housing Deck (20)
1

Americans with Disabilities Act (ADA)

1990 - expanded protections for disabled under the Fair Housing Act.

2

Blockbusting

Discriminatory practice where agent induces a person to sell or rent property based on entry into neighborhood of a protected class - AKA all of X group is entering the neighborhood, sell now before property values go down.

3

Cease and Desist List

List maintained by DOS of residents who don't want to sell, lease, or list property, salespeople and brokers are prohibited from soliciting them.

4

Civil Rights Act of 1866

All citizens have right to real estate with no exemptions

5

Department of Housing and Urban Development

Polices discrimination in real estate.

6

Disability

Landlords must allow tenants to make reasonable structural modifications to a unit to allow full enjoyment. Multi family buildings built after March 13, 1991 must provide wheelchair width doors and hallways, accessible public areas and routes into and through unit, accessible environmental controls, reinforced bathroom walls for grab bars, and kitchens and bathrooms usable by people in wheelchairs.

7

Fair Housing Act of 1968

Unlawful to discriminate on basis of race, color, religion, sex, disability, familial status, or national origin in selling or leasing residential property.

8

Familial Status

Title VIII / Fair Housing Act prohibit housing discrimination because there are children in the household.

9

Filtering Down

Connected to redlining. Banks refuse to give mortgages/loans in a particular neighborhood and therefore the neighborhood falls into disrepair.

10

Marital Status

Whether or not a person is married. Protected class under NYC and NY State Human Rights Law.

11

New York State Human Rights Law

Extends protected classes to age, creed, marital status, military status, and sexual orientation. Broader because it's human rights law, not just housing discrimination.

12

Non-Solicitation Order

Prohibits solicitation of residential property listings and applies to all brokers and agents.

13

Public Accommodation

ADA requires all commercial and public facilities are 100% accessible to the handicapped.

14

Real Property

Physical land, improvements to it, and the bundle of rights associated with it.

15

Reasonable Accommodation

Allowance made in policy - EX: service dog in a no-pets building

16

Redlining

Discriminatory practice where agent refuses to show/sell/mortgage in a particular area.

17

Steering

Discriminatory practice where agent channels buyer/renter towards or away from particular neighborhoods based on protected class.

18

Tester

Volunteers or employees from federal programs/civil rights groups who visit real estate offices to ensure agents are not practicing discriminatory practices on any basis.

19

Handicapped Status

Physical or mental impairment - HIV/AIDS and other diseases that can't be casually transmitted, alcoholics, physiological disorder/condition, anatomical loss or disfigurement.

20

Reasonable modification

Structural modification for disabled person - EX: widening doors for wheelchair