Chapter 3 - Human Rights and Fair Housing Flashcards Preview

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Flashcards in Chapter 3 - Human Rights and Fair Housing Deck (18):
1

Americans with Disabilities Act (ADA)

Prohibits discrimination against people with disabilities in employment, transportation, public accommodation, communications, and governmental activities. The ADA also establishes requirements for telecommunications relay services.

2

Blockbusting

The illegal practice of inducing owners to sell their homes (often at a deflated price) by suggesting the ethnic or racial composition of the neighborhood is changing, with the implication that property values will decline as a result

3

Civil Rights

Fundamental rights guaranteed to all persons by the law. The term is primarily used in reference to constitutional and statutory protections against discrimination based on race, religion, sex or national origin

4

Civil Rights Act of 1866

The first major legislation to directly affect equal rights to ownership of real property

5

Civil Union

A legal relationship between two persons, either of the same or opposite sex

6

Department of Housing and Urban Development (HUD)

Government agency that deals with housing related issues and is responsible for administration and enforcement of the federal Fair Housing Act

7

Disability

A physical or mental impairment that substantially limits or curtails one or more major life activities.

8

Discrimination

Treating people unequally because of their race, religion, sex, national origin, age, or some other characteristic of a protected class, in violation of civil rights laws

9

Fair Housing Act of 1968

A law that prohibits discrimination in all facets of the homebuying process on the basis of race, color, national origin, religion, sex, familial status or disability.

10

Familial Status

A protected group under the federal Fair Housing Act and the Illinois Human Rights Act which make it illegal to discriminate against a person because he or she is the parent or guardian of a child less than 18 years of age

11

Order of Protection Status

A person's status as being protected under an order of protection issued pursuant to the Illinois Domestic Violence Act of 1986 or an order of protection issued by court of an-other state

12

Public Accommodation

An establishment that is intended to be available to everyone, either as a place of business or commerce or for federal, state or local government business. It includes hotels, redcurrants, retail, gas stations, theaters, museums

13

Reasonable Accommodation

In housing, a change in rules, policies, practices, or services so that a person with a disability will have an equal opportunity to use and enjoy a dwelling unit or common space

14

Reasonable Modification

A structural modification that is made to allow persons with disabilities the full enjoyment of the housing and related facilities

15

Redlining

When a lender refuses to make loans secured by property in a certain neighborhood because of the racial or ethnic composition of the neighborhood

16

Sexual Orientation

Actual or perceived heterosexuality, homosexuality, bisexuality, or gender related identity, whether or not traditionally associated with the person's designated sex at birth. "Sexual orientation" does not include a physical or sexual attraction to a minor by adult

17

Steering

Channeling prospective buyers or tenants to particular neighborhoods based on their race, religion, national origin, or ancestry.

18

Testers

Person who poses as a customer or client attempting to secure real estate services to ensure fair housing is practiced.