Chapter 5: Fair Debt Collection Practices Act

Question 1

What does the Fair Debt Collection Practices Act (FDCPA) addresses?

Answer 1

What a debt collector may or may not do when pursuing payment of past due account.

Question 2

Does a Debt Collector can Communicate with the debtor at inconvenient hours?

Answer 2

No.

Question 3

Does a Debt Collector can Contact the debt collector at the debtor’s place of employment?

Answer 3

No.

Question 4

Does a Debt Collector can Discuss the patient’s medical bill with anyone anther then the patient?

Answer 4

No.

Question 5

Does a Debt Collector can Threaten legal action not actually contemplated?

Answer 5

No.

Question 6

Does a Debt Collector can Telephone repeatedly with the intent to annoy or harass?

Answer 6

No.

Question 7

What provides for private rights of action against debt collectors and permits debtors to recover actual damages, statutory damages, and attorney’s fees for violations of its terms?

Answer 7

The Fair Debt Collection Act.