Unit 6 Risk

Question 1

calculated

Answer 1

computed

Question 2

an agreed amount of mobey you pay

Answer 2

insurance premium

Question 3

using borrowed money by company

Answer 3

leverage

Question 4

financial protection

Answer 4

coverage

Question 5

sb who calculates how likely accidents are to happen

Answer 5

actuary

Question 6

sb who owns insurance for car/home

Answer 6

policyholder

Question 7

possible to make people obey

Answer 7

enforceable

Question 8

make known to the public

Answer 8

disclose

Question 9

number of payments

Answer 9

installment

Question 10

in one single payment

Answer 10

lump sum payment

Question 11

insures insurance companies

Answer 11

reinsurer

Question 12

strictly give

Answer 12

stipulated

Question 13

not having enough money

Answer 13

insolvent

Question 14

sb who is embracing change, constantly learning and has high expectations

Answer 14

risk optimist

Question 15

shortage of money

Answer 15

credit crunch

Question 16

seisure of what belongs to politicians

Answer 16

confiscation of assets

Question 17

balance

Answer 17

trade-off

Question 18

money you gain from business

Answer 18

payback

Question 19

happy with your achievements, samoľúbosť

Answer 19

complacency

Question 20

people want to return what they purchased because it´s not right

Answer 20

product recall

Question 21

fraud

Answer 21

deception

Question 22

likely to change

Answer 22

volatile

Question 23

violence, threats

Answer 23

abducting

Question 24

inevitably, enternally

Answer 24

inherently

Question 25

to make sth less harmful

Answer 25

mitigate

Question 26

that you have to pay yourself

Answer 26

out-of pocket

Question 27

can be taken away from a total

Answer 27

deductible to

Question 28

what company gets from selling shares

Answer 28

equity financing

Question 29

to make known publically

Answer 29

disclose

Question 30

money paid to family when the insured person dies

Answer 30

death benefit

Question 31

experience sth unpleasant as a result of your action

Answer 31

incurred

Question 32

to pay back money to sb who has spent it for you

Answer 32

reimburse

Question 33

to persuade sb by offering sth pleasant

Answer 33

entice

Question 34

amount of money person earns

Answer 34

paycheck

Question 35

fixed cost for insurance

Answer 35

co-pay

Question 36

Completely, immediately

Answer 36

outright

Question 37

control

Answer 37

oversee

Question 38

directing sb to a different place

Answer 38

referral

Question 39

to try to find out about sb’s private affairs

Answer 39

snoop

Question 40

period when economy is not successful

Answer 40

recession

Question 41

to happen as a result

Answer 41

ensue

Question 42

uncontrolled/excited behaviour that might be violent

Answer 42

home-buying frenzy

Question 43

made to borrowers with lower credit scores

Answer 43

subprime loans

Question 44

interest rates can change throughout

Answer 44

adjustable-rate loans

Question 45

to put sb in a difficult situation they have to deal with

Answer 45

saddled with

Question 46

to rise very quickly

Answer 46

soar

Question 47

to fail to pay debt

Answer 47

default

Question 48

bank reposeeing the home from borrower

Answer 48

foreclose

Question 49

finančná výpomoc

Answer 49

take out a bailout

Question 50

negative effect

Answer 50

repercussion

Question 51

sale of unwanted investment for low price

Answer 51

sell-off

Question 52

complete failure

Answer 52

subprime meltdown

Question 53

buy and sell

Answer 53

mortgage brokers

Question 54

take in large amounts

Answer 54

devour

Question 55

obnos peňazí

Answer 55

bundle of money

Question 56

focuses only on gains, overlooks risks

Answer 56

risk-neutral

Question 57

to exchange investment for cash

Answer 57

cash in

Question 58

conservative investrors

Answer 58

risk-averse investors

Question 59

goods that can be sold to pay debt

Answer 59

liquidity

Question 60

think of

Answer 60

swing up to mind

Question 61

an amount of that has been saved for a special purpose

Answer 61

nest egg

Question 62

profits made by selling property

Answer 62

capital gains

Question 63

investment with a high level of risk/loss

Answer 63

speculative assets

Question 64

the act of using borrowed money to buy a company

Answer 64

leverage

Question 65

to make sure

Answer 65

ascertain

Question 66

time when the prices of most shares are rising

Answer 66

bull markets

Question 67

to try to persuade gently

Answer 67

coax into

Question 68

express quality through the way you look

Answer 68

emanate from

Question 69

a building where supplies are kept

Answer 69

depot

Question 70

ťarcha

Answer 70

brunt

Question 71

a public meeting where land/buildings are sold to who offers more

Answer 71

auction

Question 72

to know sth is going to happen

Answer 72

foresee

Question 73

taking action in order to prevent sth from happening

Answer 73

counter-measure

Question 74

to judge how people feel about sth, measure, calculate

Answer 74

gauge