Vocabulary: Chapter 16: Fair Housing and Ethical Practice Flashcards Preview

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Flashcards in Vocabulary: Chapter 16: Fair Housing and Ethical Practice Deck (12)
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1

ADA: (Americans with Disabilities Act)

addresses rights of individuals with disabilities in employment and public accommodations

2

Blockbusting

illegal practice of inducing homeowners to sell properties by making representation regarding the entry or prospective entry of persons of a particular race or national origin into the neighborhood

3

Civil Rights Act of 1866

An act that prohibits racial discrimination in the sale and rental of housing

4

Code of Ethics

a written system of standards for ethical conduct

5

HUD: (Department of Housing and Urban Development)

Gov. department that has established rules and regulations that further interpret the practices affected by the law, In addition, HUD distributes and equal hosing opportunity poster

6

ECOA: (Equal Credit Opportunity Act)

federal law that prohibits discrimination in the extension of credit because of race, color, religion, national origin, sex, age, or marital status

7

ethics

the system of moral principles and rules that becomes standards for professional conduct

8

Fair Housing Act

The federal law that prohibits discrimination in housing based on race, color, religion, sex, handicap, familial status, and national origin

9

Fair Housing Amendments Act (1988)

expansion to include families with children and physical and mental handicaps

10

Redlining

illegal practice of a lending institution denying loans or restricting their number for certain areas of a community

11

Steering

Illegal practice of channeling home seekers to particular areas, either to maintain the homogeneity of an area or to change the character of an area, which limits their choices of where they can live

12

Title VIII of the Civil Rights Act of 1968

Prohibits discrimination in housing based on race, color, religion, or national origin