Flashcards in 31. Identity Crimes Deck (12):
Theft or misuse of personal information or financial identifiers in order to gain something of value and or facilitate other criminal activity.
Types of identity crimes:
*Credit card abuse
*Access device fraud
*False identification fraud
*Mother's maiden name
*Credit card #
*Bank account #
*Insurance account #
Types if crimes associated with identity crimes:
*Computer crime/internet intrusions
A person commits an offense if with the intent to harm or defraud another, obtains, possess, transfers, or uses an item or identifying information of another person without consent, or uses the identifying information of a deceased person.
Fraudulent Use or Possession of Identifying Information (SJF)
A notice placed on a consumer file that alerts a recipient of a consumer report involving that consumers file that the consumer's identity may have been used without the consumer's consent ti fraudulently obtain goods and services in the consumer's name.
A notice placed on the consumer's file that prohibits a consumer reporting agency from releasing a consumer report relating ti the extension of credit involving that consumer file without the express authorization of the consumer.
Taking a ________ is vital to the victim because credit bureaus require a police report in order to block fraudulent information and to begin repairing the victims credit reports.
Three major credit-reporting agencies are:
Information disposal includes:
*Destroying carbon copies or credit card receipts
*Shred or completely destroy any item that may have personal identifiers