PRM SEM 01 - 01. Land Information and Law Flashcards
(39 cards)
What are the four types of land ownership?
Types of land ownership (title): freehold, leasehold, subdivision, cross-lease.
What is the most common type of land in NZ (apart from Maori and Crown Land)
Most commonly freehold (owned outright) but may be leasehold (leased for a term that
can be up to 999 years, eg some church owned land in Auckland’s eastern suburbs).
What is a Title?
Title is the word used for ownership: you have title.
How is land divided in subdivision?
In a subdivision, each parcel of land (title) is separately owned with clear boundaries.
How is land divided in a cross-lease?
In a cross-lease, two parties, typically a house at the front and one at the back, share the
whole title but have rights and a lease over their particular part of the land, often labelled
“Flat A” and “Flat B”. Common land, “C” is also possible such as a shared driveway.
Unit titles and strata titles are similar for blocks of flats and apartments. (explore what strata titles means)
TA’s Cross-Lease or Subdivision rules
Some Territorial Authorities (TAs / Councils) apply planning rules differently depending
on whether your site is a cross-lease or subdivision eg you may find the site coverage is
not apportioned evenly and the front house has used it all up. Or that a height-toboundary
control may apply to the internal boundary
What is a reservation contribution?
A reserve contribution is generally land set aside during subdivision as a public reserve
or park. In town this can now be required for cross-leasing and may be a substantial sum
of money (eg $30,000) instead of land.
What is Riparian Rights?
Riparian rights mean land abuts a river, lake or sea and your boundary may be the
middle of the river or the high tide line (MHWMS Mean High Water Mark Springs).
What is the Queens Chain?
The Queens Chain is a strip of public land in front of the sea, lake or river. A chain is an
old form of land measurement, literally a chain 20m long. Most suburban roads are a
chain, 20m, wide.
TAs are keen to replace riparian rights with the Queens Chain, and will usually take a
strip of land if you cross-lease or subdivide waterfront land. There is generally also a
20m waterfront yard planning rule to stop building closer to water
What is Limited as to Parcels?
Limited as to Parcels may be noted at the top of a CT and means the plot of land has
never been adequately surveyed, often the case in old suburbs such as Ponsonby and
Parnell, therefore the exact boundaries and area are approximate.
If your design is close to the boundary or maximum height (eg 1m) or close to maximum
site coverage (eg within 5%) the TA may require you to survey the site and re-register
the title, a time consuming process (3 months, $several thousand). Consult a land
surveyor for advice.
What is Metes and bounds?
Metes and bounds is a way some rural properties have their boundaries described using
geographical features (eg along the ridge to the river, then 25 chains north-east).
How to establish land boundaries?
To establish where boundaries are, consult a land surveyor.
Hedges
To establish where boundaries are, consult a land surveyor.
Staking and Pegging
“Staking” a boundary is often cheaper then “pegging” it because it is less precise, but often
good enough for design purposes. Surveyors can also locate contours and objects.
A cadastral map shows boundaries and a topographical map shows contours, trees,
objects, buildings etc.
Explore Staking and Pegging definitions
Council GIS
Beware of contours on Council GIS plans, they are often old and inaccurate!
Geotechnical Engineers
A Geo-technical Engineer can tell you about the actual nature or quality of land eg, clay,
rock, fill etc and what foundations you need for construction.
What is a CT?
The Certificate of Title (CT) tells you the area and dimensions of the site, who has title
(ownership), whether a bank may have a mortgage over the land, and any other leases,
easements, caveats, rights of way or other interests or encumbrances registered against
the land.
CTs are public information, you can get a CT from Land Information NZ (LINZ) but its
easier to get one from a legal agent ( eg Landinfonet ) or real estate agent. This can be
done very cheaply ($20), quickly and digitally.
Site plans on CTs can be illegible. The dimensions can be in links or chains.
A link is 1/100th of a chain, 8 inches (200mm). Multiply links by .2012 to get metres.
DP
Neither DP or CT generally shows buildings, except a cross-lease title will show the outline of the
original flat, generally the front house on a suburban site. But it may have since been altered…
Mortgage on a Title
A mortgage on a title is very common and means a bank has an interest in the land (and
buildings) as security for a money loan. They get the land and sell it to recoup their loan
if the owner defaults on the mortgage, a mortgagee sale.
Covenants and Easements
“Covenants and easements are restrictions and obligations on the use of the section.
They are usually put on the title by a developer when the land is subdivided. But anyone
- for example, a person selling off a back section subdivided or cross-leased from their
own property – can impose covenants and easements to give themselves some control
over the way the new section is used.” (source: Consumerbuild)
Easements
Easements often protect a private right of way for access, pipes or drains (private
drainage). Usually you can’t build over them. Many suburban back sections have right of
way (ROW) driveways. Often maintenance can be shared or be a burden on one party.
Covenants
Covenants generally restrict building materials, heights, tree planting, new fences etc or
may protect existing bush. The Omaha South development does not allow fences or
large trees and limits materials and colours. Designs have to be approved by a local
committee.
Caveat
A caveat registered against a CT restricts certain actions taking place with the title (eg
sale or a new mortgage). These can happen under eg the Matrimonial Property Act but
can also be registered by TAs / Councils or banks.
Rates
Rates are a tax levied by the TA / Council on land and landowners to provide for Council
services such as roads, rubbish collection, libraries, building inspectors wages etc.
Unpaid rates can eventually result in the TA taking the land and selling it!