Questions From Rob Jupp

Question 1

What are the levels of professionality insurance required?

Answer 1

Firms must have adequate cover either on an each and every claims or an aggregate plus round the clock we entertainment basis

It is assessed on the firms turnover from the previous year anticipated turnover

Up to an including £100,000 requires a minimum cover of £250,000
Up to an including £200,000 requires a cover of £500,000

Above 200,000 requires a cover of £1 million

Must work on a claims made basis and must be retro active covering all previous employees and directors.

The maximum amount uninsured excess

Limit of indemnity upto 500,000 is the greater of 2.5% of the claim or £10,000

Over 500,000 is 2.5%

Must be from our approved insurance provider which can be found on the RICS website.

• PII Purpose: Professional Indemnity Insurance (PII) protects firms from financial loss due to claims, safeguards against liability for professional duty breaches, and ensures clients don’t suffer unrecoverable financial losses.
  • Meeting Aims: Firms tailor their PII approach based on size, risk, and resources.
• RICS Standards: RICS mandates adequate and appropriate PII cover.
  • Key Considerations: ‘Each and every’ claim or aggregate basis, RICS minimum wording (full civil liability), and minimum indemnity levels based on turnover are vital.
  • Indemnity Limits: Vary based on turnover; e.g., £250,000 for turnover under £100,000, and £1,000,000 for turnover above £200,001.
  • Uninsured Excess:
    Maximum limits apply, such as 2.5% of the sum insured or £10,000 (whichever is greater) for indemnity up to £500,000.
  • Retroactivity: Policies should be fully retroactive, covering all past work.
  • Insurer Listing: Underwritten by a listed insurer.
  • Employee Cover: Includes past and present employees.
  • Fire Safety: Fire safety exclusions may exist, with specific provisions for buildings four storeys or under.
• **

Question 2

What run-off cover is required

Answer 2

Run-Off Cover:** Essential when firms cease trading.

-   **Consumer Claims:** £1,000,000 minimum for six years. It should be on an each and every claim basis and can be renewed annually. 

-   **Non-Consumer Claims:** Adequate cover for a minimum of six years.

-   **Run-Off Pool:** Available if run-off cover cannot be obtained from incumbent provider.

Question 3

What’s terms of engagement

What’s in the scope of service

Answer 3

Scope of service set up clear deliverables.

Terms of engagement is

Question 4

Explain the complaints handling procedure

Answer 4

The complainer must put complaint in writing. Passed to complaint handler who acknowledges the complaint with in 7 days. Carries out investigation and site visit and provide a response with in 21 days

Second stage is for the customer to submit a complaint to CEDR

Question 5

What is the purpose of a complaint handling procedure?

Question 6

Why does the great Morass and extensions make a difference to the level of survey?

Question 7

What is CEDR and how does it work?

Answer 7

Centre for effective complaints resolution

Consumer independent redress scheme for adjudication

Question 8

Provide an example of when you have been assertive
Collaborative
Compromising

Question 9

What is an SMSPS course and what did you learn?

Question 10

What is the role of a principle designer?

Question 11

Is it your responsibility to review the construction phase plan and under what legislation?

Question 12

Are you able to assess access requirements under a TG 2021?

Answer 12

No but in this instance the ground was sloping and uneven meaning a tower or mewp would be unsuitable

Question 13

How does the C.I.S. work?

Answer 13

Registered contractors deduct tax at source from subcontractors

Question 14

Explain profit and loss balance sheet and cash flow statements

Question 15

What is included in a business plan?

Question 16

Explain different dispute resolution
Mediation
Adjudication
Arbitration

Question 17

What are GDPR requirements placed on firms?

How are they maintained?

Question 18

Why does all this information need to be retained?

Question 19

What other sources of Costa can be obtained?

Answer 19

Recently completed cost data

Question 20

Explain Breanne

Answer 20

Rating scheem for buildings including new buildings and refurbishing
Provides points for sustainable elements such as water use, materials, energy consumption

Question 21

What is passive House?

Answer 21

Ultra low building standard

Question 22

What are the current criteria for EPC in commercial and residential properties?

Question 23

How do EPC’s impact selling or letting properties?

Question 24

 What building regulations did you refer to at Hamilton Road?

Answer 24

 ventilation

Insulation

Question 25

What key factors did you need to consider in Ferham Road internal alterations?

Question 26

Why did I rent her application? Need a planning application?

Question 27

What was the purpose of the cavity trays and alterations to the flat roof drip?

Question 28

What is concrete carbonation and how is it identified?

Question 29

Detail how Finno failing tests are undertaken

Question 30

How does mono deck anti-carbonation paint work?

Question 31

Tell me about payment provisions within a contract

Question 32

How do lads work? 

Question 33

What is loss and expense and when is it claimed?

Question 34

What happens at PC for the client and the contractor?

Question 35

What are the implications issuing a non-completion certificate?

Question 36

How did you determine that? An extension of time was not valid?

Question 37

The Greek School redecoration how did you come to the conclusion that works did not progress in a timely manner due to lack of labour?

Question 38

What certificate did you issue and what were the implications following the making good? 

Question 39

How are fixed and unfixed materials dealt with on site? What are the differences?

Question 41

How are materials on site claimed for if not fixed?

Question 43

How were you assess The materials on site offsite?

Question 44

How do other subsoils affect buildings and what are the differences?

Question 45

Where did you find the soil type?

Question 46

Can you name me three Deus materials?

Question 47

Castle Road defect investigation penetrating dampness How did you come to this conclusion and what remedial action could be taken?

Question 48

What are free summer lentils?

Question 49

Can you explain how walls are replaced?

Question 50

Can you detail the extent of the repairs required to the floor and works to prevent further deterioration?

Question 51

Types of fungal decay

Question 52

What would happen to the existing heating system Newlands farm?

Question 54

How was the stairs and balustrades altered? What issues did you have?

Question 55

Can you sketch out this detail for The balustrade alterations?

Question 56

For building regulations apply to balustrading