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UNEMPLOYMENT/VULNERABLE FAMILIES

24. What are the reasons for the recent falling unemployment rate in Michigan?

-shrinking labor force (MI has lost 4.6% of labor force since 2009)

-people have left state, retired, or returned to school

-high concentration of baby boomers

-auto industry is doing better

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UNEMPLOYMENT/VULNERABLE FAMILIES

25. Why don’t national unemployment figures “tell the whole story?”

1. Unemployment only counts those looking for work- NOT “discouraged worker”

2. Mobility of unemployment

3. Severely unemployed not counted- Some forced into retirement

4. Regional differences-Pockets hit hard are related to industries & cost of living

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UNEMPLOYMENT/VULNERABLE FAMILIES

26. Where does Michigan rank in home foreclosure rates?

-3rd highest in the nation

-31% of housing sales were foreclosures

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UNEMPLOYMENT/VULNERABLE FAMILIES

27. What adjustments do families make to maintain their standard of living?

1) women joining labor force starting in 70’s
-20% of women w/young children at work in 1960
-60% of women w/young children at work in 1990

2) Increased Working Hours (for men & women)
-DINS
3) Rising Home Values (dependent on homes)
-home equity loans
-refinancing

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UNEMPLOYMENT/VULNERABLE FAMILIES

28. How is unemployment defined?

1. individuals do not have a job

2. individuals are actively looking for employment [ in the past 4 weeks ]

3. individuals are available for work

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UNEMPLOYMENT/VULNERABLE FAMILIES

29. Describe the multi-dimensional effects of unemployment

1. loss of savings / retirement
2. loss of income/standard of living/networth (change in SES)
3. loss of home or business
4. loss of medical insurance
5. emotional / mental as well

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UNEMPLOYMENT/VULNERABLE FAMILIES

30. What types of income are included when poverty rate is calculated?

- cost of USDA food plan * 3
NO OTHER INCOME, FOOD STAMPS, SUBSIDIES, HOUSING

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UNEMPLOYMENT/VULNERABLE FAMILIES

31. How do younger and older workers compare on length of unemployment?

-younger workers have higher unemployment rates but effects on older workers are greater

-older workers have been out of work for longer than any other group

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UNEMPLOYMENT/VULNERABLEFAMILIES

32.How does the recent recession compare to past economic downturns?

-The present recession is the worst economic downturn since the Great Depression of 1929

-This recession has surpassed all others in terms of duration and severity of loss

- 2 consecutive quarters of decline in a country's GDP

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33-35.B & H
Chap. 5: low income workers.

On what strategies have most policies for poor families focused?

-reducing single parenthood

-increasing labor participation

-eliminating dependence on government assistance

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What is the most commoncause of conflict and anxiety for low income workers?

problems with childcare

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What was the most common definition of a flexible workplace forlow income workers?

the ability to take the child to work

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36. Albrecht& Albrecht on poverty:

What were their primary findings?

-education is the most important variable in explaining employment and poverty

Percentage of FEMALES employed is high in countries where:
-the proportion of agricultural employment & service employment is LOW and where manufacturing employment is HIGH

The percentage of MALES employed is:
-related positively to the proportion of the labor force employed in agriculture and manufacturing, and inversely to the proportion of the labor force working in the service sector.

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37. Ames et.al on rural workers:

what were the key themes identified in the interviews?

(double check review have longer answer)

IMPORTANCE OF....

1. education

2. non-traditional childcare

3. community context

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Ames et.al on rural workers:

rural area studied in northern MI low farming & lots of small manufacturing companies- what were results?

lots of women employed or entering workplace