Identity Crimes Flashcards Preview

Texas Basic Peace Officer TCOLEOSE > Identity Crimes > Flashcards

Flashcards in Identity Crimes Deck (11):

Theft or misuse of personal or financial identifiers in order to gain something of value and/or facilitate other criminal activity.

Identity Crime


Name, date of birth, social security number, address, phone number, driver's license number, passport number, mother's maiden name, etc.

Personal Identifiers


Credit card numbers, bank account numbers, personal identification numbers (PIN), insurance account numbers, etc.

Financial Identifiers


The creation of e-mails and websites that appear to belong to legitimate business such as established retail companies, financial institutions, and online auction sites.



A notice placed on a consumer file that alerts a recipient of a consumer report involving that consumer file that the consumer's identity may have been used without the consumer's consent to fraudulently obtain goods or services in the consumer's name.

Security Alert


A notice placed on a consumer file that prohibits a consumer reporting agency from releasing a consumer report relating to the extension of credit involving that consumer file without the express authorization of the consumer.

Security Freeze


Taking a written report is ______ to the victim because credit bureaus require a police report in order to block fraudulent information and to begin repairing the victim's credit reports.



The three major credit bureaus are:

Trans Union


Federal Bureau of Investigations
U.S. Secret Service
U.S. Postal Service
Social Security Administration
Federal Trade Commission
Texas Department of Public Safety
Consumer Credit Reporting Agencies
Financial Institutions
Utility Companies
are what?

Governmental and business entities that are notified in identity crimes.


Law enforcement agencies should be _______ in their approach to educating the pubic about identity crime.



Not give out personal information over the phone or internet, limit the amount of personal information on their checks, check credit histories and bank records frequently and look for signs of inaccurate or suspicious activity, keep detailed records of banking, check writing, credit card use, and ATM use, destroy carbon copies of credit card receipts, purchase a home shredder or completely destroy any item that may have personal identifiers.

Personal Protection Against Identity Theft