GEN MATH 2ND PERIO Flashcards

(50 cards)

1
Q
  1. What interest remains constant throughout the investment term?
A

D. Simple Interest

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2
Q
  1. What kind of interest is computed from the principal and accumulated past interests?
A

B. Compound Interest

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3
Q
  1. If you would like to invest money, which bank offer would you prefer if you do not plan to withdraw your money in 2 years?
A

D. 4% compounded interest quarterly

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4
Q
  1. What kind of interest is illustrated by the table below?
A

B. Compound Interest

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5
Q

For 5 and 6, suppose you invested Php 20,000.00 in a bank for 5 years given a 3% annual interest.

  1. How much will you get after 5 years if the bank offers a simple interest?
A

B. 23,000

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6
Q
  1. How much will you get after 5 years if the bank offers a compound interest?
A

B. 23,185.48

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7
Q
  1. It is an amount after t years that the lender receives from the borrower on the maturity date.
A

C. maturity value

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8
Q
  1. How much interest will P70000 earn for 1 ½ years if invested at 8% compounded semi-annually?
A

D. 78,740.48

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9
Q
  1. What annuity is illustrated by the cash flow diagram below? (down lahat, annually at up sa 10)
A

D. Simple Annuity

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10
Q
  1. What annuity is illustrated by the cash flow diagram below? (down lahat, semi annually at up sa 10)
A

B. General Annuity

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11
Q
  1. A purchase of a 1.5HP inverter Dual Cool Air Conditioner in cash would cost P55,998. Martin is a credit card holder subscribed to 9% compounded monthly interest. The most practical scheme he found was the offer of no down payment, but a monthly payment of P4,897.11 must be made. What type of annuity is illustrated?
A

B. General Annuity

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12
Q
  1. A 10-year Educational plan is offered by a financial institution who gives 6% compounded semi-annually. However, clients are requesting for monthly payment options. So, it is monthly payment of P3,000 with 6% compounded semi-annually interest.
A

B. General Annuity

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13
Q
  1. Which solution shows a diagram of a future value?
A

A.
200
200(1.02)
200(1.02)2
200(1.02)3
824.32

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14
Q
  1. Which solution shows a computation of a present value?
A

B.
200
200(1.02)-1
200(1.02)-2
200(1.02)-3
776.78

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15
Q
  1. Which is equal to the future value of an annuity?
A

Future value of the present value of annuity

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16
Q
  1. Which refers to the present value of all cash inflows to the bondholder?
A

B. Term of a Bond

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17
Q
  1. What type of annuity does not begin collecting regular payment until a given time interval has passed?
A

A. Deferred Annuity

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18
Q
  1. Monthly payments of P50,000 for 3 years that will start 8 months from now. What is the period of deferral in the deferred annuity?
A

C. 8 periods

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19
Q
  1. What investment allows investors to share in the ownership of the company?
A

D. Stocks

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20
Q
  1. What investment has a long- term promissory note issued by a corporation in exchange for a sum of money?
A

A. Bonds

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21
Q
  1. What earning is distributed to shareholders of a corporation so that investment will become exciting?
22
Q
  1. Which bond-related term refers to the per share amount value printed in a certificate?
23
Q

For numbers 23 – 26, use the choices below to fill in the blanks.
A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250

  1. Market Value per bond
24
Q

For numbers 23 – 26, use the choices below to fill in the blanks.
A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250

  1. Total Cost
25
For numbers 23 – 26, use the choices below to fill in the blanks. A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250 25. Total
Php 16250
26
For numbers 23 – 26, use the choices below to fill in the blanks. A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250 26. Price
Php 350
27
27. What method of paying a loan is secured by an asset?
A. Mortgage
28
28. What method of paying a loan in installment basis, usually of equal amounts of regular intervals?
B. Amortization
29
29. Mr. Samson owns a siomai food cart business. He wants to put another food cart on a new mall in the other city. He decided to have a loan to establish the new business.What type of loan will Mr Samson apply for?
A. Business Loan
30
30. Mr. and Mrs. Caraig want to borrow money from the bank to finance the college education of their son. What type of loan will Mr. and Mrs. Caraig avail?
B. Consumer Loan
31
31. How much is the regular payment in the amortization of the table presented?
A. Php 79,010.48
32
32. How much is the principal loan?
B. Php 53,032.66
33
33. How much is the interest component of the 6th payment if the principal component is Php54,824.14?
A. Php 24,186.34
34
34. Which of the following is a translation of the statement “Life shrinks or expands in proportion to one’s courage” into symbol?
A. p⋁q
35
35. Which of the following is NOT a proposition?
A. Wait a second.
36
36. What proposition has no logical connectives?
D. simple
37
37. Which of the following is a simple proposition?
A. You are a child of the universe.
38
38. Which of the following is a negation of the statement of “Ang jeep ay patigil-tigil?”
D. Ang jeep ay hindi patigil-tigil.
39
39. Which of the following has a conjunction as logical connective?
D . I am the master of my fate, and the captain of my soul.
40
40. Which of the following logical connective is used in the statement “Kapag ang jeep ay patigil-tigil, ako ay mahuhuli sa klase?”
D. Conditional
41
41. Knowing that not all math teachers are advisers, what is the truth value of the statement: Ang lahat ng Math teachers ay gurong-tagapayo at sila ay “terror”?
B. False
42
42. What is the value of a conditional whose hypothesis is false while the conclusion is true?
A. True
43
43. Which of the forms of conditional proposition is the inverse of the converse of a proposition?
A. The proposition itself
44
44. Which of the following pairs of conditionals are logically equivalent?
A. A proposition and its contrapositive
45
45. Which characterizes the statement “You will win, or you will not win?”
B. It is a tautology.
46
46. Which characterizes the statement p ^ ~p
A. It is a contradiction.
47
47. Which possible tautology characterizes a valid argument?
B. (p1 ⋀ p2 ⋀ p3⋯⋀p_n )→q
48
48. Which of the following is NOT a valid argument?
A. Affirming the disjunct
49
49. Consider the argument below. Is it a valid argument? I: If you are a member of the Boy Scout of the Philippines, then you are responsible. II: Isaiah is responsible. III: Isaiah is a member of the Boy Scout of the Philippines.
B. It is not valid.
50
50. Consider the two statements below. What conclusion can be drawn? I: If you are a Technite, then you are a responsible student. II: If you are a responsible student, then you study your lesson.
A. No conclusion can be made.