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Flashcards in Insurance Claims Management Deck (43)
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1

Co-payment

Refers to making a small amount at the time of visit.

2

Premium

Is a monthly payment to keep a policy in force.

3

Exclusion

Is a peril that is not covered by the policy.

4

Capitation

A fixed, prepaid fee per person enrolled in a managed cafe program.

5

Maternity Leave

Can qualify as FMLA or short term disability.

6

Beneficiary

The person or party designated by the policyholder to receive the value of a policy.

7

Preadimission Certification

Determining medical necessity before a hospital admission is approved.

8

Preauthorization

Determines whether a service will reimbursed before its delivery.

9

Concurrent Review

Determines medical necessity before hospital admission.

10

Discharging Planning

Refers to arranging appropriate following patient release.

11

Medicare

Is title 18 of the Social Security Act.

12

Medicare Part B covers

Out-patient care.

13

Insurance Claims Management

A medical coding system enables the translation of verbal description of diseases, injuries, illness, and procedures into numerical.

13

CPT coding conventions, terms after a semicolon (;)

Is to clarify a main term.

14

Tracking

Systematic method of monitoring progress of disease condition.

15

Classification

Allows for grouping related diagnosis and procedures.

16

Research

Provides comparable data for compiling research information.

17

Evaluation

Permits analysis of medical utilization.

18

Standardization

Simplifies reimbursement functions.

19

Types of coding systems

ICD-9-CM: International Classification of Diseases 9th Edition
CPT: Current Procedural Terminology
HCCPCS: Healthcare Common Procedural Coding System
RBRVS: Resource-Base Relative Value System
DRG: Diagnosis Related Group
MS-DRG: Medical Severity
RVS: Relative Value Study

20

ICD-9-CM

International Classification of Diseases 9th Revision, Clinical Modification
- Used to code diagnosis or disease condition.
- Assigns numeric codes to diseases, illnesses, injuries and health-related conditions.

21

CPT

Current Procedural Terminology
- Used to code medical services and procedures provided by physician.

22

HCCPCS

Healthcare Common Procedural Coding System
- A national coding system for reporting medical services to the Medicare program.

23

RBRVS

Resource-Based Relative Value System
- Medical Fee Schedule (MFS) for services based on the level or resources needed to provide a service.

24

DRG

Diagnosis Related Group
- A prospective fixed Medicare fee structure for hospital billing of inpatient services based on principle diagnosis.

25

RVS

Relative Value Study
- A point value is assigned to the service performed based on the time, knowledge, and skilled required of the provider. This point value is multiplied by a standard dollar factor to arrive at a final fee amount.

26

MS-DRG

Medical Severity
- Weighted by the severity of diagnosis, paying more for sicker patients.

27

ICD-9-CM coding system organized in three volumes

- Volume I (Tabular List of Diseases): numerical arrangement of conditions:
- Volume II (Alphabetical Index of Diseases): diseases and conditions arranged alphabetically.
- Volume III (Tabular List and Alphabetical Index of Procedures): medical procedures arranged both numerically and
alphabetically. Commonly used by hospitals to code inpatient procedures.

28

ICD-9 Volume I

Numerical arrangement
- 001 to 799: codes referring to specific health conditions by body systems.

29

ICD-9 Volume II

Numerical arrangement
- 800 to 959, 990 to 999: codes referring to injuries.